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The historical rank and industry rank for CIG Pannonia Life Insurance OJSC's EV-to-FCF or its related term are showing as below:
FRA:0CKA'
s EV-to-FCF Range Over the Past 10 Years
Min: -1141.91 Med: 6.92 Max: 28.7
Current: -49.98
During the past 13 years, the highest EV-to-FCF of CIG Pannonia Life Insurance OJSC was 28.70. The lowest was -1141.91. And the median was 6.92.
FRA:0CKA's EV-to-FCF is ranked worse than 100% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs FRA:0CKA: -49.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CIG Pannonia Life Insurance OJSC (FRA:0CKA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CIG Pannonia Life Insurance OJSC's PE Ratio (TTM) for today is calculated as:
CIG Pannonia Life Insurance OJSC's share price for today is €0.84.
CIG Pannonia Life Insurance OJSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.108.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CIG Pannonia Life Insurance OJSC EV-to-FCF Related Terms
CIG Pannonia Life Insurance OJSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CIG Pannonia Life Insurance OJSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where CIG Pannonia Life Insurance OJSC's EV-to-FCF falls into.
CIG Pannonia Life Insurance OJSC's current Enterprise Value is €75.25 Mil.
CIG Pannonia Life Insurance OJSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-1.53 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CIG Pannonia Life Insurance OJSC (FRA:0CKA) has a EV-to-FCF of -49.15 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. According to the industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #999999 out of 395 companies in the Insurance industry.
Is CIG Pannonia Life Insurance OJSC's EV-to-FCF too high?
CIG Pannonia Life Insurance OJSC's current EV-to-FCF is -49.15. Based on the distribution chart, CIG Pannonia Life Insurance OJSC ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, CIG Pannonia Life Insurance OJSC ranks #999999 out of 395 companies for EV-to-FCF. This places CIG Pannonia Life Insurance OJSC in the lower half of its industry. The industry median EV-to-FCF is 9.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CIG Pannonia Life Insurance OJSC's current EV-to-FCF is -49.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC (FRA:0CKA) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.94, compared to a current price of €0.84 — trading 10.6% below its estimated fair value. The current EV-to-FCF is -49.15. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (FRA:0CKA), the current EV-to-FCF is -49.15 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CIG Pannonia Life Insurance OJSC (FRA:0CKA) Overvalued in 2026?
Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued.
The current stock price of €0.84 is trading 10.6% below its estimated GF Value™ of €0.94.
GuruFocus considers CIG Pannonia Life Insurance OJSC to be Modestly Undervalued.
Key valuation signals for FRA:0CKA:
EV-to-FCF: -49.15
GF Value™: €0.94 vs. price of €0.84 (10.6% below fair value)
No single metric tells the full story. See the FRA:0CKA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CIG Pannonia Life Insurance OJSC Business Description
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
49GF Score
Get the complete analysis for FRA:0CKA
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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