Sabre Insurance GroupFRA:18M +0.97%81 EV-to-FCF is 11.36 as of Jul. 05, 2026, which is 13% below its 10-year median of 13.03. GuruFocus rates FRA:18M with a GF Score™ of 81/100 and a GF Value™ of €1.77 (Fairly Valued). The stock has 6 warning signs investors should review. Among 394 Insurance companies, Sabre Insurance Group ranks worse than 56.6% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sabre Insurance Group's Enterprise Value is €488.1 Mil.
Sabre Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €43.0 Mil. Therefore, Sabre Insurance Group's EV-to-FCF for today is 11.36.
The historical rank and industry rank for Sabre Insurance Group's EV-to-FCF or its related term are showing as below:
FRA:18M'
s EV-to-FCF Range Over the Past 10 Years
Min: -217.93 Med: 13.03 Max: 124.34
Current: 11.5
During the past 10 years, the highest EV-to-FCF of Sabre Insurance Group was 124.34. The lowest was -217.93. And the median was 13.03.
FRA:18M's EV-to-FCF is ranked worse than 56.6% of 394
companies
in the Insurance industry
Industry Median: 9.72
vs FRA:18M: 11.50
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sabre Insurance Group (FRA:18M) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sabre Insurance Group's PE Ratio (TTM) for today is calculated as:
Sabre Insurance Group's share price for today is €2.08.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sabre Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.177.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Sabre Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sabre Insurance Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sabre Insurance Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sabre Insurance Group's EV-to-FCF falls into.
Sabre Insurance Group's current Enterprise Value is €488.1 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sabre Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was €43.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sabre Insurance Group (FRA:18M) has a EV-to-FCF of 11.36 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sabre Insurance Group and its competitors. This is 13% below median its historical median of 13.03. According to the industry distribution chart, Sabre Insurance Group ranks #223 out of 394 companies in the Insurance industry, placing it in the top 56.6%.
Is Sabre Insurance Group's EV-to-FCF too high?
Sabre Insurance Group's current EV-to-FCF of 11.36 is 13% below median its 10-year median of 13.03. The Insurance industry median EV-to-FCF is 9.72. Sabre Insurance Group's value of 11.36 is 16.9% above this industry median. Based on the distribution chart, Sabre Insurance Group ranks #223 out of 394 companies in the Insurance industry, which is below the industry midpoint. Overall, Sabre Insurance Group has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sabre Insurance Group's EV-to-FCF compare to MRSH and AON?
According to the Insurance industry distribution chart, Sabre Insurance Group ranks #223 out of 394 companies for EV-to-FCF. This places Sabre Insurance Group in the lower half of its industry. The industry median EV-to-FCF is 9.72. Sabre Insurance Group's value of 11.36 is 16.9% above this benchmark. While the company's 10-year median is 13.03 vs. the industry median of 9.72, Sabre Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.72, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sabre Insurance Group's current EV-to-FCF of 11.36 is 16.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sabre Insurance Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sabre Insurance Group's current EV-to-FCF is 11.36, which is 13% below median its own 10-year median of 13.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sabre Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Sabre Insurance Group (FRA:18M) is currently considered Fairly Valued. The stock's GF Value™ is €1.77, compared to a current price of €2.08 — trading 17.5% above its estimated fair value. The current EV-to-FCF is 11.36, which is 13% below median its 10-year median of 13.03 and 16.9% above the Insurance industry median of 9.72. Sabre Insurance Group's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sabre Insurance Group (FRA:18M), the current EV-to-FCF is 11.36 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sabre Insurance Group (FRA:18M) Overvalued in 2026?
Based on GuruFocus' analysis, Sabre Insurance Group stock appears to be overvalued.
The current stock price of €2.08 is trading 17.5% above its estimated GF Value™ of €1.77.
GuruFocus considers Sabre Insurance Group to be Fairly Valued.
Key valuation signals for FRA:18M:
EV-to-FCF: 11.36 (13% below median its 10-year median of 13.03)
GF Value™: €1.77 vs. price of €2.08 (17.5% above fair value)
Industry Position: 16.9% above the Insurance median (#223 of 394)
No single metric tells the full story. See the FRA:18M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sabre Insurance Group PLC is a company operating in the insurance sector. The company is an insurer selling car insurance through brokers and directly. It offers car insurance under the Sabre name and also under the Go Girl, Insure 2 Drive, and Drive Smart brands. Its product offering includes car insurance, commercial vehicle insurance, taxi insurance, and others. The Group provides short-term motor insurance to clients, which comprises three lines of business, Motor Vehicle insurance, Motorcycle insurance and Taxi insurance, of which it derives maximum revenue from Motor Vehicle Insurance. Geographically, It only operates in United Kingdom.
81GF Score
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