North Pacific Bank (FRA:2PT) EV-to-FCF: (As of Jul. 03, 2026)


FRA:2PT North Pacific Bank Ltd FRA:2PT
63 GF Score
Price €5.45
GF Value €3.81
! 6 Warning Signs
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What is North Pacific Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, North Pacific Bank's Enterprise Value is €-6,476 Mil. North Pacific Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €0 Mil. Therefore, North Pacific Bank's EV-to-FCF for today is .

The historical rank and industry rank for North Pacific Bank's EV-to-FCF or its related term are showing as below:

FRA:2PT' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 3.11
Current: 3.11

During the past 13 years, the highest EV-to-FCF of North Pacific Bank was 3.11. The lowest was 0.00. And the median was 0.00.

FRA:2PT's EV-to-FCF is ranked better than
65.63% of 1193 companies
in the Banks industry
Industry Median: 6.61 vs FRA:2PT: 3.11

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-03), North Pacific Bank's stock price is €5.45. North Pacific Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.385. Therefore, North Pacific Bank's PE Ratio (TTM) for today is 14.16.


North Pacific Bank  (FRA:2PT) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

North Pacific Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.45/0.385
=14.16

North Pacific Bank's share price for today is €5.45.
North Pacific Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.385.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


North Pacific Bank EV-to-FCF Related Terms


North Pacific Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank EV-to-FCF Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.29 1.28 -1.99 20.65 3.29

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.65 0.00 0.00 0.00 3.29

North Pacific Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Pacific Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's EV-to-FCF falls into.


FRA:2PT
63GF Score
North Pacific Bank Ltd FRA:2PT
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Pacific Bank EV-to-FCF Calculation

North Pacific Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-6476.171/0
=

North Pacific Bank's current Enterprise Value is €-6,476 Mil.
North Pacific Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is North Pacific Bank (FRA:2PT) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of €5.45 is trading 43% above its estimated GF Value™ of €3.81.

Key valuation signals for FRA:2PT:

  • EV-to-FCF:
  • GF Value™: €3.81 vs. price of €5.45 (43% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the FRA:2PT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Other Exchanges 8524:Japan
Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for FRA:2PT

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.45
Price
€3.81
GF Value