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What is American Integrity Insurance Group EV-to-FCF?
American Integrity Insurance GroupFRA:8DI 13 EV-to-FCF is 3.36 as of Jul. 21, 2026, which is 173% above its 10-year median of 1.23. GuruFocus rates FRA:8DI with a GF Score™ of 13/100. The stock has 1 warning sign investors should review. Among 394 Insurance companies, American Integrity Insurance Group ranks better than 80.96% on this metric.
FRA:8DI'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.17 Med: 1.23 Max: 3.51
Current: 3.29
During the past 3 years, the highest EV-to-FCF of American Integrity Insurance Group was 3.51. The lowest was 0.17. And the median was 1.23.
FRA:8DI's EV-to-FCF is ranked better than 80.96% of 394
companies
in the Insurance industry
Industry Median: 9.785
vs FRA:8DI: 3.29
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Integrity Insurance Group (FRA:8DI) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
American Integrity Insurance Group's PE Ratio (TTM) for today is calculated as:
American Integrity Insurance Group's share price for today is €16.00.
American Integrity Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.772.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
American Integrity Insurance Group EV-to-FCF Related Terms
American Integrity Insurance Group EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group EV-to-FCF Chart
For the Insurance - Property & Casualty subindustry, American Integrity Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
American Integrity Insurance Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, American Integrity Insurance Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where American Integrity Insurance Group's EV-to-FCF falls into.
American Integrity Insurance Group's current Enterprise Value is €204.5 Mil.
American Integrity Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €60.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
American Integrity Insurance Group (FRA:8DI) has a EV-to-FCF of 3.36 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American Integrity Insurance Group and its competitors. This is 173% above median its historical median of 1.23. Over the past decade, American Integrity Insurance Group's EV-to-FCF has ranged from 0.17 to 3.51. According to the industry distribution chart, American Integrity Insurance Group ranks #75 out of 394 companies in the Insurance industry, placing it in the top 19%.
Is American Integrity Insurance Group's EV-to-FCF too high?
American Integrity Insurance Group's current EV-to-FCF of 3.36 is 173% above median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 3.51. The Insurance industry median EV-to-FCF is 9.79. American Integrity Insurance Group's value of 3.36 is 65.7% below this industry median. Based on the distribution chart, American Integrity Insurance Group ranks #75 out of 394 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, American Integrity Insurance Group has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does American Integrity Insurance Group's EV-to-FCF compare to GBLI and NODK?
According to the Insurance industry distribution chart, American Integrity Insurance Group ranks #75 out of 394 companies for EV-to-FCF. This places American Integrity Insurance Group in the top 19% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.79. American Integrity Insurance Group's value of 3.36 is 65.7% below this benchmark. Historically, American Integrity Insurance Group's own EV-to-FCF has ranged from 0.17 to 3.51 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 9.79, American Integrity Insurance Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.79, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. American Integrity Insurance Group's current EV-to-FCF of 3.36 is 65.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on American Integrity Insurance Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. American Integrity Insurance Group's current EV-to-FCF is 3.36, which is 173% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is American Integrity Insurance Group stock overvalued right now?
American Integrity Insurance Group (FRA:8DI) has a current EV-to-FCF of 3.36. The current EV-to-FCF is 3.36, which is 173% above median its 10-year median of 1.23 and 65.7% below the Insurance industry median of 9.79. American Integrity Insurance Group's overall GF Score™ is 13/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For American Integrity Insurance Group (FRA:8DI), the current EV-to-FCF is 3.36 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
American Integrity Insurance Group Business Description
American Integrity Insurance Group Inc is engaged in the property and casualty insurance business. It provides personal residential property insurance for single-family homeowners and condominium owners as well as coverage for vacant dwellings and investment properties, predominantly in Florida. The Company's property and casualty insurance is currently offered in Florida, North Carolina, South Carolina, and Georgia.
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