PT Adira Dinamika Multi Finance Tbk (FRA:M63) EV-to-FCF: -98.79 (As of Jun. 27, 2026)


FRA:M63 PT Adira Dinamika Multi Finance Tbk FRA:M63
70 GF Score
Price €0.35
GF Value €0.52
! 3 Warning Signs
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What is PT Adira Dinamika Multi Finance Tbk EV-to-FCF?

PT Adira Dinamika Multi Finance Tbk FRA:M63 -1.40% 70 EV-to-FCF is -98.79 as of Jun. 27, 2026. GuruFocus rates FRA:M63 with a GF Score™ of 70/100 and a GF Value™ of €0.52. The stock has 3 warning signs investors should review. Among 265 Credit Services companies, PT Adira Dinamika Multi Finance Tbk ranks worse than 377358.11% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Adira Dinamika Multi Finance Tbk's Enterprise Value is €1,422.5 Mil. PT Adira Dinamika Multi Finance Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €-14.4 Mil. Therefore, PT Adira Dinamika Multi Finance Tbk's EV-to-FCF for today is -98.79.

The historical rank and industry rank for PT Adira Dinamika Multi Finance Tbk's EV-to-FCF or its related term are showing as below:

FRA:M63' s EV-to-FCF Range Over the Past 10 Years
Min: -1250.35   Med: 4.31   Max: 2987.29
Current: -91.96

During the past 13 years, the highest EV-to-FCF of PT Adira Dinamika Multi Finance Tbk was 2987.29. The lowest was -1250.35. And the median was 4.31.

FRA:M63's EV-to-FCF is ranked worse than
100% of 265 companies
in the Credit Services industry
Industry Median: 12.99 vs FRA:M63: -91.96

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), PT Adira Dinamika Multi Finance Tbk's stock price is €0.353. PT Adira Dinamika Multi Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.073. Therefore, PT Adira Dinamika Multi Finance Tbk's PE Ratio (TTM) for today is 4.84.


PT Adira Dinamika Multi Finance Tbk  (FRA:M63) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Adira Dinamika Multi Finance Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.353/0.073
=4.84

PT Adira Dinamika Multi Finance Tbk's share price for today is €0.353.
PT Adira Dinamika Multi Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.073.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Adira Dinamika Multi Finance Tbk EV-to-FCF Related Terms


PT Adira Dinamika Multi Finance Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Adira Dinamika Multi Finance Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Adira Dinamika Multi Finance Tbk EV-to-FCF Chart

PT Adira Dinamika Multi Finance Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.30 23.54 -6.03 -998.72 145.63

PT Adira Dinamika Multi Finance Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.15 8.79 19.69 145.63 -93.42

FRA:M63 vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, PT Adira Dinamika Multi Finance Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Adira Dinamika Multi Finance Tbk EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Adira Dinamika Multi Finance Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Adira Dinamika Multi Finance Tbk's EV-to-FCF falls into.


FRA:M63
70GF Score
PT Adira Dinamika Multi Finance Tbk FRA:M63
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Adira Dinamika Multi Finance Tbk EV-to-FCF Calculation

PT Adira Dinamika Multi Finance Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1422.509/-14.399
=-98.79

PT Adira Dinamika Multi Finance Tbk's current Enterprise Value is €1,422.5 Mil.
PT Adira Dinamika Multi Finance Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-14.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -98.79 mean?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a EV-to-FCF of -98.79 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. According to the industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #999999 out of 265 companies in the Credit Services industry.
Is PT Adira Dinamika Multi Finance Tbk's EV-to-FCF too high?
PT Adira Dinamika Multi Finance Tbk's current EV-to-FCF is -98.79. Based on the distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #999999 out of 265 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, PT Adira Dinamika Multi Finance Tbk has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does PT Adira Dinamika Multi Finance Tbk's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, PT Adira Dinamika Multi Finance Tbk ranks #999999 out of 265 companies for EV-to-FCF. This places PT Adira Dinamika Multi Finance Tbk in the lower half of its industry. The industry median EV-to-FCF is 12.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 12.99, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Adira Dinamika Multi Finance Tbk and its competitors. For the Credit Services industry, the median EV-to-FCF is 12.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Adira Dinamika Multi Finance Tbk's current EV-to-FCF is -98.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Adira Dinamika Multi Finance Tbk stock overvalued right now?
PT Adira Dinamika Multi Finance Tbk (FRA:M63) has a current EV-to-FCF of -98.79. The stock's GF Value™ is €0.52, compared to a current price of €0.35 — trading 32.1% below its estimated fair value. The current EV-to-FCF is -98.79. PT Adira Dinamika Multi Finance Tbk's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Adira Dinamika Multi Finance Tbk (FRA:M63), the current EV-to-FCF is -98.79 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Adira Dinamika Multi Finance Tbk (FRA:M63) Overvalued in 2026?

Based on GuruFocus' analysis, PT Adira Dinamika Multi Finance Tbk stock appears to be undervalued. The current stock price of €0.35 is trading 32.1% below its estimated GF Value™ of €0.52.

Key valuation signals for FRA:M63:

  • EV-to-FCF: -98.79
  • GF Value™: €0.52 vs. price of €0.35 (32.1% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the FRA:M63 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Adira Dinamika Multi Finance Tbk Business Description

Other Exchanges ADMF:Indonesia
Address Jalan Jenderal Sudirman Kav. 25, 53rd, 56th - 61st Floor, Millenium Centennial Center, Karet, Setiabudi, DKI Jakarta, South Jakarta, Jakarta, IDN, 12920
PT Adira Dinamika Multi Finance Tbk is an Indonesian finance company. It generates revenue by offering consumer financing services for used or new cars, motorcycles, electronic goods, furniture, and other items. Besides conventional consumer financing, the company also offers business capital loan facilities for financing micro, small, and medium enterprises (MSMEs), and Islamic consumer financing, finance leasing, and operating leasing for automobiles. The company's operating segments include consumer financing for Motorcycles, Cars, and Durable goods and other items. Maximum revenue is derived from the Motorcycles segment. Geographically, the company operates across different regions in Indonesia.
70GF Score

Get the complete analysis for FRA:M63

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.35
Price
€0.52
GF Value