GVYB (Golden VY Bancshares) EV-to-FCF: (As of Jul. 02, 2026)


GVYB Golden VY Bancshares Inc GVYB
53 GF Score
Price $26.00
GF Value $22.53
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Golden VY Bancshares EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Golden VY Bancshares's Enterprise Value is $36.99 Mil. Golden VY Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Golden VY Bancshares's EV-to-FCF for today is .

The historical rank and industry rank for Golden VY Bancshares's EV-to-FCF or its related term are showing as below:

GVYB' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 7.68
Current: 7.68

During the past 8 years, the highest EV-to-FCF of Golden VY Bancshares was 7.68. The lowest was 0.00. And the median was 0.00.

GVYB's EV-to-FCF is ranked worse than
53.81% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs GVYB: 7.68

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Golden VY Bancshares's stock price is $26.00. Golden VY Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.250. Therefore, Golden VY Bancshares's PE Ratio (TTM) for today is 11.56.


Golden VY Bancshares  (OTCPK:GVYB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Golden VY Bancshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=26.00/2.250
=11.56

Golden VY Bancshares's share price for today is $26.00.
Golden VY Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.250.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Golden VY Bancshares EV-to-FCF Related Terms


Golden VY Bancshares EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Golden VY Bancshares's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Golden VY Bancshares EV-to-FCF Chart

Golden VY Bancshares Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial -0.42 4.29 -1.86 -10.33 1.39

Golden VY Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.39 0.00

GVYB vs WSSH, TBBC, TCBS: EV-to-FCF Comparison

For the Banks - Regional subindustry, Golden VY Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Golden VY Bancshares EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Golden VY Bancshares's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Golden VY Bancshares's EV-to-FCF falls into.


GVYB
53GF Score
Golden VY Bancshares Inc GVYB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Golden VY Bancshares EV-to-FCF Calculation

Golden VY Bancshares's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=36.992/0
=

Golden VY Bancshares's current Enterprise Value is $36.99 Mil.
Golden VY Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Golden VY Bancshares (GVYB) Overvalued in 2026?

Based on GuruFocus' analysis, Golden VY Bancshares stock appears to be overvalued. The current stock price of $26.00 is trading 15.4% above its estimated GF Value™ of $22.53. GuruFocus considers Golden VY Bancshares to be Modestly Overvalued.

Key valuation signals for GVYB:

  • EV-to-FCF:
  • GF Value™: $22.53 vs. price of $26.00 (15.4% above fair value)
  • GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the GVYB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Golden VY Bancshares Business Description

Address 190 Cohasset Road, Suite 170, Chico, CA, USA, 95926
Golden VY Bancshares Inc is the parent company of its wholly-owned subsidiary, Golden Valley Bank. The Bank is a commercial bank that provides a wide range of loans, deposit products, and services to its surrounding communities in Butte, Shasta, and surrounding counties.
53GF Score

Get the complete analysis for GVYB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$22.53
GF Value