HACBY (Hachijuni Nagano Bank) EV-to-FCF: (As of Jun. 29, 2026)


HACBY Hachijuni Nagano Bank Ltd HACBY
56 GF Score
Price $27.21
GF Value $18.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hachijuni Nagano Bank's Enterprise Value is $1,222 Mil. Hachijuni Nagano Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0 Mil. Therefore, Hachijuni Nagano Bank's EV-to-FCF for today is .

The historical rank and industry rank for Hachijuni Nagano Bank's EV-to-FCF or its related term are showing as below:

HACBY' s EV-to-FCF Range Over the Past 10 Years
Min: -0.66   Med: 0   Max: 0
Current: -0.66

HACBY's EV-to-FCF is ranked worse than
100% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs HACBY: -0.66

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), Hachijuni Nagano Bank's stock price is $27.21. Hachijuni Nagano Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.859. Therefore, Hachijuni Nagano Bank's PE Ratio (TTM) for today is 14.64.


Hachijuni Nagano Bank  (OTCPK:HACBY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Hachijuni Nagano Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=27.21/1.859
=14.64

Hachijuni Nagano Bank's share price for today is $27.21.
Hachijuni Nagano Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.859.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Hachijuni Nagano Bank EV-to-FCF Related Terms


Hachijuni Nagano Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Hachijuni Nagano Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank EV-to-FCF Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.31 0.47 0.16 0.56 -0.18

Hachijuni Nagano Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.00 0.00 0.00 -0.18

Hachijuni Nagano Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hachijuni Nagano Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's EV-to-FCF falls into.


HACBY
56GF Score
Hachijuni Nagano Bank Ltd HACBY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hachijuni Nagano Bank EV-to-FCF Calculation

Hachijuni Nagano Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1221.615/0
=

Hachijuni Nagano Bank's current Enterprise Value is $1,222 Mil.
Hachijuni Nagano Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Hachijuni Nagano Bank (HACBY) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of $27.21 is trading 47.1% above its estimated GF Value™ of $18.50. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for HACBY:

  • EV-to-FCF:
  • GF Value™: $18.50 vs. price of $27.21 (47.1% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the HACBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges 8359:Japan
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

Get the complete analysis for HACBY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.21
Price
$18.50
GF Value