HCBC (High Country Bancorp) EV-to-FCF: (As of Jun. 25, 2026)


HCBC High Country Bancorp Inc HCBC
64 GF Score
Price $41.88
GF Value $38.67
Valuation Fairly Valued
! 5 Warning Signs
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What is High Country Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, High Country Bancorp's Enterprise Value is $71.36 Mil. High Country Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, High Country Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for High Country Bancorp's EV-to-FCF or its related term are showing as below:

HCBC' s EV-to-FCF Range Over the Past 10 Years
Min: -65.71   Med: 33.87   Max: 38.16
Current: -65.71

During the past 13 years, the highest EV-to-FCF of High Country Bancorp was 38.16. The lowest was -65.71. And the median was 33.87.

HCBC's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.52 vs HCBC: -65.71

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-25), High Country Bancorp's stock price is $41.87947. High Country Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $4.380. Therefore, High Country Bancorp's PE Ratio (TTM) for today is 9.56.


High Country Bancorp  (OTCPK:HCBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

High Country Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=41.87947/4.380
=9.56

High Country Bancorp's share price for today is $41.87947.
High Country Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.380.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


High Country Bancorp EV-to-FCF Related Terms


High Country Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for High Country Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Country Bancorp EV-to-FCF Chart

High Country Bancorp Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.26 -5.38 11.49 12.88 -58.99

High Country Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -58.99 0.00 0.00 0.00

HCBC vs LKSB, EXCH, ANDC: EV-to-FCF Comparison

For the Banks - Regional subindustry, High Country Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


High Country Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, High Country Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where High Country Bancorp's EV-to-FCF falls into.


HCBC
64GF Score
High Country Bancorp Inc HCBC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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High Country Bancorp EV-to-FCF Calculation

High Country Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=71.364/0
=

High Country Bancorp's current Enterprise Value is $71.36 Mil.
High Country Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is High Country Bancorp (HCBC) Overvalued in 2026?

Based on GuruFocus' analysis, High Country Bancorp stock appears to be overvalued. The current stock price of $41.88 is trading 8.3% above its estimated GF Value™ of $38.67. GuruFocus considers High Country Bancorp to be Fairly Valued.

Key valuation signals for HCBC:

  • EV-to-FCF:
  • GF Value™: $38.67 vs. price of $41.88 (8.3% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the HCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Country Bancorp Business Description

Address 7360 West US Highway 50, P.O. Box 309, Salida, CO, USA, 81201
High Country Bancorp Inc is a bank holding company. Through its subsidiaries, it provides a variety of financial services mainly in Salida, Buena Vista, Canon City, and Longmont, Colorado. The group's primary deposit products include non-interest-bearing and interest-bearing checking accounts, savings accounts, and time deposit accounts. Its primary lending products are real estate mortgages, construction loans, consumer loans, and commercial loans. Additionally, it also offers online banking services. The group serves both individuals and business clients.
64GF Score

Get the complete analysis for HCBC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.88
Price
$38.67
GF Value