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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hocking Valley Bancshares's Enterprise Value is $37.62 Mil.
Hocking Valley Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $3.27 Mil. Therefore, Hocking Valley Bancshares's EV-to-FCF for today is 11.50.
The historical rank and industry rank for Hocking Valley Bancshares's EV-to-FCF or its related term are showing as below:
HCKG'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 11.49
Current: 11.49
During the past 6 years, the highest EV-to-FCF of Hocking Valley Bancshares was 11.49. The lowest was 0.00. And the median was 0.00.
HCKG's EV-to-FCF is ranked worse than 64.86% of 1178
companies
in the Banks industry
Industry Median: 7.335
vs HCKG: 11.49
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hocking Valley Bancshares (OTCPK:HCKG) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hocking Valley Bancshares's PE Ratio (TTM) for today is calculated as:
Hocking Valley Bancshares's share price for today is $33.02.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hocking Valley Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.375.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hocking Valley Bancshares EV-to-FCF Related Terms
Hocking Valley Bancshares EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hocking Valley Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hocking Valley Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Hocking Valley Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hocking Valley Bancshares's EV-to-FCF falls into.
Hocking Valley Bancshares's current Enterprise Value is $37.62 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hocking Valley Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $3.27 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hocking Valley Bancshares (HCKG) has a EV-to-FCF of 11.50 as of Sep. 19, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hocking Valley Bancshares and its competitors. According to the industry distribution chart, Hocking Valley Bancshares ranks #764 out of 1178 companies in the Banks industry, placing it in the top 64.9%.
Is Hocking Valley Bancshares' EV-to-FCF too high?
Hocking Valley Bancshares' current EV-to-FCF is 11.50. The Banks industry median EV-to-FCF is 7.34. Hocking Valley Bancshares' value of 11.50 is 56.8% above this industry median. Based on the distribution chart, Hocking Valley Bancshares ranks #764 out of 1178 companies in the Banks industry, which is below the industry midpoint. Overall, Hocking Valley Bancshares has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hocking Valley Bancshares' EV-to-FCF compare to MBBC and LUMB?
According to the Banks industry distribution chart, Hocking Valley Bancshares ranks #764 out of 1178 companies for EV-to-FCF. This places Hocking Valley Bancshares in the lower half of its industry. The industry median EV-to-FCF is 7.34. Hocking Valley Bancshares' value of 11.50 is 56.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.34, based on 1,178 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hocking Valley Bancshares's current EV-to-FCF of 11.50 is 56.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hocking Valley Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 7.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hocking Valley Bancshares's current EV-to-FCF is 11.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hocking Valley Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Hocking Valley Bancshares (HCKG) is currently considered Modestly Overvalued. The stock's GF Value™ is $28.16, compared to a current price of $33.02 — trading 17.3% above its estimated fair value. The current EV-to-FCF is 11.50 and 56.8% above the Banks industry median of 7.34. Hocking Valley Bancshares' overall GF Score™ is 60/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hocking Valley Bancshares (HCKG), the current EV-to-FCF is 11.50 as of Sep. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hocking Valley Bancshares (HCKG) Overvalued in 2026?
Based on GuruFocus' analysis, Hocking Valley Bancshares stock appears to be overvalued.
The current stock price of $33.02 is trading 17.3% above its estimated GF Value™ of $28.16.
GuruFocus considers Hocking Valley Bancshares to be Modestly Overvalued.
Key valuation signals for HCKG:
EV-to-FCF: 11.50
GF Value™: $28.16 vs. price of $33.02 (17.3% above fair value)
Industry Position: 56.8% above the Banks median (#764 of 1178)
No single metric tells the full story. See the HCKG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hocking Valley Bancshares is a bank holding company that operates as a community bank that provides personal and commercial banking products and services. It offers personal, business, and digital banking services. Its services include Checking, Savings, Mobile Banking, Debit and Credit Cards, Online Banking, and Others.
60GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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