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The historical rank and industry rank for Aeon Credit Service (Asia) Co's EV-to-FCF or its related term are showing as below:
HKSE:00900'
s EV-to-FCF Range Over the Past 10 Years
Min: -45.81 Med: -6.77 Max: 201
Current: 201
During the past 13 years, the highest EV-to-FCF of Aeon Credit Service (Asia) Co was 201.00. The lowest was -45.81. And the median was -6.77.
HKSE:00900's EV-to-FCF is ranked worse than 91.54% of 272
companies
in the Credit Services industry
Industry Median: 14.01
vs HKSE:00900: 201.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Aeon Credit Service (Asia) Co (HKSE:00900) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Aeon Credit Service (Asia) Co's PE Ratio (TTM) for today is calculated as:
Aeon Credit Service (Asia) Co's share price for today is HK$9.06.
Aeon Credit Service (Asia) Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$1.182.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Aeon Credit Service (Asia) Co EV-to-FCF Related Terms
Aeon Credit Service (Asia) Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aeon Credit Service (Asia) Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Credit Service (Asia) Co EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Credit Service (Asia) Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Aeon Credit Service (Asia) Co's EV-to-FCF falls into.
Aeon Credit Service (Asia) Co's current Enterprise Value is HK$6,892 Mil.
Aeon Credit Service (Asia) Co's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was HK$34 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aeon Credit Service (Asia) Co (HKSE:00900) has a EV-to-FCF of 201.00 as of Aug. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aeon Credit Service (Asia) Co and its competitors. According to the industry distribution chart, Aeon Credit Service (Asia) Co ranks #249 out of 272 companies in the Credit Services industry, placing it in the top 91.5%.
Is Aeon Credit Service (Asia) Co's EV-to-FCF too high?
Aeon Credit Service (Asia) Co's current EV-to-FCF is 201.00. The Credit Services industry median EV-to-FCF is 14.01. Aeon Credit Service (Asia) Co's value of 201.00 is 1334.7% above this industry median. Based on the distribution chart, Aeon Credit Service (Asia) Co ranks #249 out of 272 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Aeon Credit Service (Asia) Co has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Aeon Credit Service (Asia) Co's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Credit Service (Asia) Co ranks #249 out of 272 companies for EV-to-FCF. This places Aeon Credit Service (Asia) Co in the lower half of its industry. The industry median EV-to-FCF is 14.01. Aeon Credit Service (Asia) Co's value of 201.00 is 1334.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 14.01, based on 272 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Credit Service (Asia) Co's current EV-to-FCF of 201.00 is 1334.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aeon Credit Service (Asia) Co and its competitors. For the Credit Services industry, the median EV-to-FCF is 14.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Credit Service (Asia) Co's current EV-to-FCF is 201.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Credit Service (Asia) Co stock overvalued right now?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co (HKSE:00900) is currently considered Modestly Overvalued. The stock's GF Value™ is HK$7.99, compared to a current price of HK$9.06 — trading 13.4% above its estimated fair value. The current EV-to-FCF is 201.00 and 1334.7% above the Credit Services industry median of 14.01. Aeon Credit Service (Asia) Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Aeon Credit Service (Asia) Co (HKSE:00900), the current EV-to-FCF is 201.00 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Credit Service (Asia) Co (HKSE:00900) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Credit Service (Asia) Co stock appears to be overvalued.
The current stock price of HK$9.06 is trading 13.4% above its estimated GF Value™ of HK$7.99.
GuruFocus considers Aeon Credit Service (Asia) Co to be Modestly Overvalued.
Key valuation signals for HKSE:00900:
EV-to-FCF: 201.00
GF Value™: HK$7.99 vs. price of HK$9.06 (13.4% above fair value)
Industry Position: 1334.7% above the Credit Services median (#249 of 272)
No single metric tells the full story. See the HKSE:00900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Credit Service (Asia) Co Ltd is engaged in the consumer finance business, which includes the issuance of credit cards and the provision of personal loan financing, card payment processing services, insurance intermediary business and microfinance business. The Group is principally engaged in the provision of financial services, which includes the issuance of credit cards and the provision of personal loan financing, payment processing services, insurance intermediary business, and microfinance business. The Group operates across three primary segments: credit cards, personal loans, and insurance intermediary services. The company generates majority of revenue from Credit cards. The company has presence in Hong Kong, Chinese Mainland.
77GF Score
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