Home BancSharesHOMB -0.76%77 EV-to-FCF is 13.40 as of Jul. 04, 2026, which is 5% below its 10-year median of 14.13. GuruFocus rates HOMB with a GF Score™ of 77/100 and a GF Value™ of $29.40 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Home BancShares ranks worse than 72.51% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Home BancShares's Enterprise Value is $5,444 Mil.
Home BancShares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $406 Mil. Therefore, Home BancShares's EV-to-FCF for today is 13.40.
The historical rank and industry rank for Home BancShares's EV-to-FCF or its related term are showing as below:
HOMB'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.06 Med: 14.13 Max: 53.78
Current: 13.4
During the past 13 years, the highest EV-to-FCF of Home BancShares was 53.78. The lowest was 2.06. And the median was 14.13.
HOMB's EV-to-FCF is ranked worse than 72.51% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs HOMB: 13.40
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Home BancShares's PE Ratio (TTM) for today is calculated as:
Home BancShares's share price for today is $28.68.
Home BancShares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.430.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Home BancShares EV-to-FCF Related Terms
Home BancShares EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Home BancShares's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Home BancShares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Home BancShares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Home BancShares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Home BancShares's EV-to-FCF falls into.
Home BancShares's current Enterprise Value is $5,444 Mil.
Home BancShares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $406 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Home BancShares (HOMB) has a EV-to-FCF of 13.40 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Home BancShares and its competitors. This is near median its historical median of 14.13. Over the past decade, Home BancShares' EV-to-FCF has ranged from 2.06 to 53.78. According to the industry distribution chart, Home BancShares ranks #865 out of 1193 companies in the Banks industry, placing it in the top 72.5%.
Is Home BancShares' EV-to-FCF too high?
Home BancShares' current EV-to-FCF of 13.40 is near median its 10-year median of 14.13. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 53.78. The Banks industry median EV-to-FCF is 6.61. Home BancShares' value of 13.40 is 102.7% above this industry median. Based on the distribution chart, Home BancShares ranks #865 out of 1193 companies in the Banks industry, which is below the industry midpoint. Overall, Home BancShares has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Home BancShares' EV-to-FCF compare to ASB and AUB?
According to the Banks industry distribution chart, Home BancShares ranks #865 out of 1193 companies for EV-to-FCF. This places Home BancShares in the lower half of its industry. The industry median EV-to-FCF is 6.61. Home BancShares' value of 13.40 is 102.7% above this benchmark. Historically, Home BancShares' own EV-to-FCF has ranged from 2.06 to 53.78 over the past decade. While the company's 10-year median is 14.13 vs. the industry median of 6.61, Home BancShares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Home BancShares's current EV-to-FCF of 13.40 is 102.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Home BancShares and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Home BancShares's current EV-to-FCF is 13.40, which is near median its own 10-year median of 14.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Home BancShares stock overvalued right now?
Based on GuruFocus' analysis, Home BancShares (HOMB) is currently considered Fairly Valued. The stock's GF Value™ is $29.40, compared to a current price of $28.68 — trading 2.4% below its estimated fair value. The current EV-to-FCF is 13.40, which is near median its 10-year median of 14.13 and 102.7% above the Banks industry median of 6.61. Home BancShares' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Home BancShares (HOMB), the current EV-to-FCF is 13.40 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Home BancShares (HOMB) Overvalued in 2026?
Based on GuruFocus' analysis, Home BancShares stock appears to be undervalued.
The current stock price of $28.68 is trading 2.4% below its estimated GF Value™ of $29.40.
GuruFocus considers Home BancShares to be Fairly Valued.
Key valuation signals for HOMB:
EV-to-FCF: 13.40 (near median its 10-year median of 14.13)
GF Value™: $29.40 vs. price of $28.68 (2.4% below fair value)
Industry Position: 102.7% above the Banks median (#865 of 1193)
No single metric tells the full story. See the HOMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Home BancShares Inc is a bank holding company that operates through its wholly owned community bank subsidiary, Centennial Bank. The bank provides a broad range of commercial and retail banking, as well as related financial services, to a diverse customer base. Its customer base includes businesses, real estate developers and investors, individuals, and municipalities. The company's loan portfolio, while diversified, is typically between half and two thirds in commercial real estate loans. The company's plan emphasizes growth, both through strategic acquisitions and organically within its existing markets. The company has one reportable segment: The Banking Segment.
77GF Score
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