Al Ahleia Insurance CoKP (KUW:AINS) EV-to-FCF: 5.20 (As of Jul. 15, 2026) — Near Median

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KUW:AINS Al Ahleia Insurance Co SAKP KUW:AINS
31 GF Score
Price KWD0.70
GF Value KWD0.80
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Al Ahleia Insurance CoKP EV-to-FCF?

Al Ahleia Insurance CoKP KUW:AINS +0.14% 31 EV-to-FCF is 5.20 as of Jul. 15, 2026, which is 1% above its 10-year median of 5.15. GuruFocus rates KUW:AINS with a GF Score™ of 31/100 and a GF Value™ of KWD0.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 393 Insurance companies, Al Ahleia Insurance CoKP ranks better than 74.81% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Al Ahleia Insurance CoKP's Enterprise Value is KWD187.4 Mil. Al Ahleia Insurance CoKP's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was KWD36.0 Mil. Therefore, Al Ahleia Insurance CoKP's EV-to-FCF for today is 5.20.

The historical rank and industry rank for Al Ahleia Insurance CoKP's EV-to-FCF or its related term are showing as below:

KUW:AINS' s EV-to-FCF Range Over the Past 10 Years
Min: 2.51   Med: 5.15   Max: 15.59
Current: 5.19

During the past 13 years, the highest EV-to-FCF of Al Ahleia Insurance CoKP was 15.59. The lowest was 2.51. And the median was 5.15.

KUW:AINS's EV-to-FCF is ranked better than
74.81% of 393 companies
in the Insurance industry
Industry Median: 9.84 vs KUW:AINS: 5.19

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Al Ahleia Insurance CoKP's stock price is KWD0.701. Al Ahleia Insurance CoKP's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was KWD0.082. Therefore, Al Ahleia Insurance CoKP's PE Ratio (TTM) for today is 8.55.


Al Ahleia Insurance CoKP  (KUW:AINS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Al Ahleia Insurance CoKP's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.701/0.082
=8.55

Al Ahleia Insurance CoKP's share price for today is KWD0.701.
Al Ahleia Insurance CoKP's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD0.082.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Al Ahleia Insurance CoKP EV-to-FCF Related Terms


Al Ahleia Insurance CoKP EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Al Ahleia Insurance CoKP's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ahleia Insurance CoKP EV-to-FCF Chart

Al Ahleia Insurance CoKP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.90 4.88 3.78 3.95 5.68

Al Ahleia Insurance CoKP Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.39 4.56 5.25 5.68 5.15

KUW:AINS vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, Al Ahleia Insurance CoKP's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ahleia Insurance CoKP EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ahleia Insurance CoKP's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Al Ahleia Insurance CoKP's EV-to-FCF falls into.


KUW:AINS
31GF Score
Al Ahleia Insurance Co SAKP KUW:AINS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ahleia Insurance CoKP EV-to-FCF Calculation

Al Ahleia Insurance CoKP's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=187.398/36.045
=5.20

Al Ahleia Insurance CoKP's current Enterprise Value is KWD187.4 Mil.
Al Ahleia Insurance CoKP's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was KWD36.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 5.20 mean?
Al Ahleia Insurance CoKP (KUW:AINS) has a EV-to-FCF of 5.20 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Ahleia Insurance CoKP and its competitors. This is near median its historical median of 5.15. Over the past decade, Al Ahleia Insurance CoKP's EV-to-FCF has ranged from 2.51 to 15.59. According to the industry distribution chart, Al Ahleia Insurance CoKP ranks #99 out of 393 companies in the Insurance industry, placing it in the top 25.2%.
Is Al Ahleia Insurance CoKP's EV-to-FCF too high?
Al Ahleia Insurance CoKP's current EV-to-FCF of 5.20 is near median its 10-year median of 5.15. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 15.59. The Insurance industry median EV-to-FCF is 9.84. Al Ahleia Insurance CoKP's value of 5.20 is 47.2% below this industry median. Based on the distribution chart, Al Ahleia Insurance CoKP ranks #99 out of 393 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Ahleia Insurance CoKP has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ahleia Insurance CoKP's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ahleia Insurance CoKP ranks #99 out of 393 companies for EV-to-FCF. This puts Al Ahleia Insurance CoKP in the upper half of its industry. The industry median EV-to-FCF is 9.84. Al Ahleia Insurance CoKP's value of 5.20 is 47.2% below this benchmark. Historically, Al Ahleia Insurance CoKP's own EV-to-FCF has ranged from 2.51 to 15.59 over the past decade. While the company's 10-year median is 5.15 vs. the industry median of 9.84, Al Ahleia Insurance CoKP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.84, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahleia Insurance CoKP's current EV-to-FCF of 5.20 is 47.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Al Ahleia Insurance CoKP and its competitors. For the Insurance industry, the median EV-to-FCF is 9.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahleia Insurance CoKP's current EV-to-FCF is 5.20, which is near median its own 10-year median of 5.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahleia Insurance CoKP stock overvalued right now?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP (KUW:AINS) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.80, compared to a current price of KWD0.70 — trading 12.4% below its estimated fair value. The current EV-to-FCF is 5.20, which is near median its 10-year median of 5.15 and 47.2% below the Insurance industry median of 9.84. Al Ahleia Insurance CoKP's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Al Ahleia Insurance CoKP (KUW:AINS), the current EV-to-FCF is 5.20 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ahleia Insurance CoKP (KUW:AINS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ahleia Insurance CoKP stock appears to be undervalued. The current stock price of KWD0.70 is trading 12.4% below its estimated GF Value™ of KWD0.80. GuruFocus considers Al Ahleia Insurance CoKP to be Modestly Undervalued.

Key valuation signals for KUW:AINS:

  • EV-to-FCF: 5.20 (near median its 10-year median of 5.15)
  • GF Value™: KWD0.80 vs. price of KWD0.70 (12.4% below fair value)
  • GF Score™: 31/100 with 4 warning signs
  • Industry Position: 47.2% below the Insurance median (#99 of 393)

No single metric tells the full story. See the KUW:AINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ahleia Insurance CoKP Business Description

Address Ahmad Al-Jaber Street, Building 21, Block No. 2, P.O.Box 1602, Al Ahleia Insurance Company Tower, Al-Sharq, Safat, Kuwait, KWT, 13017
Al Ahleia Insurance Co SAKP is engaged in the insurance sector. The insurance products of the company include Motor insurance, Life and Medical insurance, Marine and aviation insurance, and Fire and General Accident Insurance.
31GF Score

Get the complete analysis for KUW:AINS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.70
Price
KWD0.80
GF Value