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Banco BBVA PeruLIM:BBVAC1 49 EV-to-FCF is 3.62 as of Jul. 14, 2026, which is 238% above its 10-year median of 1.07. GuruFocus rates LIM:BBVAC1 with a GF Score™ of 49/100 and a GF Value™ of S/.1.30 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,199 Banks companies, Banco BBVA Peru ranks better than 63.39% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banco BBVA Peru's Enterprise Value is S/.14,510 Mil.
Banco BBVA Peru's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was S/.4,013 Mil. Therefore, Banco BBVA Peru's EV-to-FCF for today is 3.62.
The historical rank and industry rank for Banco BBVA Peru's EV-to-FCF or its related term are showing as below:
LIM:BBVAC1'
s EV-to-FCF Range Over the Past 10 Years
Min: -26.2 Med: 1.07 Max: 181.86
Current: 3.62
During the past 13 years, the highest EV-to-FCF of Banco BBVA Peru was 181.86. The lowest was -26.20. And the median was 1.07.
LIM:BBVAC1's EV-to-FCF is ranked better than 63.39% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs LIM:BBVAC1: 3.62
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco BBVA Peru (LIM:BBVAC1) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Banco BBVA Peru's PE Ratio (TTM) for today is calculated as:
Banco BBVA Peru's share price for today is S/.2.01.
Banco BBVA Peru's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was S/.0.242.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Banco BBVA Peru EV-to-FCF Related Terms
Banco BBVA Peru EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Banco BBVA Peru's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BBVA Peru's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BBVA Peru EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Banco BBVA Peru's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Banco BBVA Peru's EV-to-FCF falls into.
Banco BBVA Peru's current Enterprise Value is S/.14,510 Mil.
Banco BBVA Peru's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was S/.4,013 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco BBVA Peru (LIM:BBVAC1) has a EV-to-FCF of 3.62 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco BBVA Peru and its competitors. This is 238% above median its historical median of 1.07. According to the industry distribution chart, Banco BBVA Peru ranks #439 out of 1199 companies in the Banks industry, placing it in the top 36.6%.
Is Banco BBVA Peru's EV-to-FCF too high?
Banco BBVA Peru's current EV-to-FCF of 3.62 is 238% above median its 10-year median of 1.07. The Banks industry median EV-to-FCF is 6.57. Banco BBVA Peru's value of 3.62 is 44.9% below this industry median. Based on the distribution chart, Banco BBVA Peru ranks #439 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, Banco BBVA Peru has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco BBVA Peru's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Banco BBVA Peru ranks #439 out of 1199 companies for EV-to-FCF. This puts Banco BBVA Peru in the upper half of its industry. The industry median EV-to-FCF is 6.57. Banco BBVA Peru's value of 3.62 is 44.9% below this benchmark. While the company's 10-year median is 1.07 vs. the industry median of 6.57, Banco BBVA Peru has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BBVA Peru's current EV-to-FCF of 3.62 is 44.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banco BBVA Peru and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BBVA Peru's current EV-to-FCF is 3.62, which is 238% above median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BBVA Peru stock overvalued right now?
Based on GuruFocus' analysis, Banco BBVA Peru (LIM:BBVAC1) is currently considered Significantly Overvalued. The stock's GF Value™ is S/.1.30, compared to a current price of S/.2.01 — trading 54.6% above its estimated fair value. The current EV-to-FCF is 3.62, which is 238% above median its 10-year median of 1.07 and 44.9% below the Banks industry median of 6.57. Banco BBVA Peru's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banco BBVA Peru (LIM:BBVAC1), the current EV-to-FCF is 3.62 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BBVA Peru (LIM:BBVAC1) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BBVA Peru stock appears to be overvalued.
The current stock price of S/.2.01 is trading 54.6% above its estimated GF Value™ of S/.1.30.
GuruFocus considers Banco BBVA Peru to be Significantly Overvalued.
Key valuation signals for LIM:BBVAC1:
EV-to-FCF: 3.62 (238% above median its 10-year median of 1.07)
GF Value™: S/.1.30 vs. price of S/.2.01 (54.6% above fair value)
Industry Position: 44.9% below the Banks median (#439 of 1199)
No single metric tells the full story. See the LIM:BBVAC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BBVA Peru is a Peru based company engages in providing banking products and services. Its products and services include saving and current accounts, fixed-term deposits, consumer and commercial loans, mortgages, as well as debit and credit cards, among others. The Bank offers its services both to individual and business customers. The company operates in Wholesale Loans, Small and Micro-Business Loans, Consumer Loans, and Mortgage Loans segments.
49GF Score
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