Al Omaniya Financial ServicesOG (MUS:AOFS) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MUS:AOFS Al Omaniya Financial Services SAOG MUS:AOFS
17 GF Score
Price ر.ع0.15
GF Value ر.ع0.19
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Al Omaniya Financial ServicesOG ROC %?

Al Omaniya Financial ServicesOG MUS:AOFS 17 ROC % is % as of Dec. 2025. GuruFocus rates MUS:AOFS with a GF Score™ of 17/100 and a GF Value™ of ر.ع0.19 (Modestly Undervalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

MUS:AOFS
17GF Score
Al Omaniya Financial Services SAOG MUS:AOFS
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Al Omaniya Financial ServicesOG (MUS:AOFS) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Al Omaniya Financial ServicesOG and its competitors.
Is Al Omaniya Financial ServicesOG's ROC % too high?
Al Omaniya Financial ServicesOG's current ROC % is %. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 17/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's ROC % compare to V and MA?
Al Omaniya Financial ServicesOG's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.17, based on 424 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Al Omaniya Financial ServicesOG and its competitors. For the Credit Services industry, the median ROC % is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Omaniya Financial ServicesOG's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.19, compared to a current price of ر.ع0.15 — trading 20.5% below its estimated fair value. The current ROC % is %. Al Omaniya Financial ServicesOG's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be undervalued. The current stock price of ر.ع0.15 is trading 20.5% below its estimated GF Value™ of ر.ع0.19. GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Undervalued.

Key valuation signals for MUS:AOFS:

  • ROC %: %
  • GF Value™: ر.ع0.19 vs. price of ر.ع0.15 (20.5% below fair value)
  • GF Score™: 17/100 with 5 warning signs

No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Al Omaniya Financial ServicesOG Business Description

Address Jibroo, P.O. Box 1087, Muscat, OMN, 114
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
17GF Score

Get the complete analysis for MUS:AOFS

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ع0.15
Price
ر.ع0.19
GF Value