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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Al Omaniya Financial ServicesOG's selling, general, & admin. expense for the
six
months ended in Dec. 2025 was ر.ع0.11 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع0.11 Mil.
Al Omaniya Financial ServicesOG (MUS:AOFS) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Al Omaniya Financial ServicesOG Selling, General, & Admin. Expense Related Terms
Al Omaniya Financial ServicesOG Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Omaniya Financial ServicesOG Selling, General, & Admin. Expense Chart
MUS:AOFS vs V, MA, AXP: Selling, General, & Admin. Expense Comparison
For the Credit Services subindustry, Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Omaniya Financial ServicesOG Selling, General, & Admin. Expense vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense falls into.
Al Omaniya Financial ServicesOG Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was ر.ع0.11 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ر.ع0.11 Mil mean?
Al Omaniya Financial ServicesOG (MUS:AOFS) has a Selling, General, & Admin. Expense of ر.ع0.11 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Omaniya Financial ServicesOG and its competitors.
Is Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense too high?
Al Omaniya Financial ServicesOG's current Selling, General, & Admin. Expense is ر.ع0.11 Mil. Overall, Al Omaniya Financial ServicesOG has a GF Score™ of 17/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense compare to V and MA?
Al Omaniya Financial ServicesOG's Selling, General, & Admin. Expense of ر.ع0.11 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Al Omaniya Financial ServicesOG and its competitors. Al Omaniya Financial ServicesOG's current Selling, General, & Admin. Expense is ر.ع0.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Omaniya Financial ServicesOG stock overvalued right now?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG (MUS:AOFS) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ع0.19, compared to a current price of ر.ع0.15 — trading 20.5% below its estimated fair value. The current Selling, General, & Admin. Expense is ر.ع0.11 Mil. Al Omaniya Financial ServicesOG's overall GF Score™ is 17/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Al Omaniya Financial ServicesOG (MUS:AOFS), the current Selling, General, & Admin. Expense is ر.ع0.11 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Omaniya Financial ServicesOG (MUS:AOFS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Omaniya Financial ServicesOG stock appears to be undervalued.
The current stock price of ر.ع0.15 is trading 20.5% below its estimated GF Value™ of ر.ع0.19.
GuruFocus considers Al Omaniya Financial ServicesOG to be Modestly Undervalued.
Key valuation signals for MUS:AOFS:
Selling, General, & Admin. Expense: ر.ع0.11 Mil
GF Value™: ر.ع0.19 vs. price of ر.ع0.15 (20.5% below fair value)
No single metric tells the full story. See the MUS:AOFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Omaniya Financial ServicesOG Business Description
Al Omaniya Financial Services SAOG is involved in capital markets that provide Corporate loans, Retail Asset Financing which provides specialized finance products for the self-employed, salaried individuals, transport operators, small and large businesses, and other Micro Credit businesses. The company is also involved in hire purchase and lease finance for motor vehicles and other assets, debt factoring, bill discounting, bridge loans, working capital loans, and project and construction loans.
17GF Score
Get the complete analysis for MUS:AOFS
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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