Nedbank GroupNDBKF 81 EV-to-FCF is 4.05 as of Jul. 05, 2026, which is 49% below its 10-year median of 7.87. GuruFocus rates NDBKF with a GF Score™ of 81/100 and a GF Value™ of $13.76. The stock has 2 warning signs investors should review. Among 1,196 Banks companies, Nedbank Group ranks better than 61.62% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nedbank Group's Enterprise Value is $5,514 Mil.
Nedbank Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1,361 Mil. Therefore, Nedbank Group's EV-to-FCF for today is 4.05.
The historical rank and industry rank for Nedbank Group's EV-to-FCF or its related term are showing as below:
NDBKF'
s EV-to-FCF Range Over the Past 10 Years
Min: -1713.99 Med: 7.87 Max: 316.62
Current: 3.9
During the past 13 years, the highest EV-to-FCF of Nedbank Group was 316.62. The lowest was -1713.99. And the median was 7.87.
NDBKF's EV-to-FCF is ranked better than 61.62% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs NDBKF: 3.90
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nedbank Group's PE Ratio (TTM) for today is calculated as:
Nedbank Group's share price for today is $13.50.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nedbank Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.927.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nedbank Group EV-to-FCF Related Terms
Nedbank Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Nedbank Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nedbank Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nedbank Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Nedbank Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Nedbank Group's EV-to-FCF falls into.
Nedbank Group's current Enterprise Value is $5,514 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nedbank Group's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $1,361 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nedbank Group (NDBKF) has a EV-to-FCF of 4.05 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nedbank Group and its competitors. This is 49% below median its historical median of 7.87. According to the industry distribution chart, Nedbank Group ranks #459 out of 1196 companies in the Banks industry, placing it in the top 38.4%.
Is Nedbank Group's EV-to-FCF too high?
Nedbank Group's current EV-to-FCF of 4.05 is 49% below median its 10-year median of 7.87. The Banks industry median EV-to-FCF is 6.57. Nedbank Group's value of 4.05 is 38.3% below this industry median. Based on the distribution chart, Nedbank Group ranks #459 out of 1196 companies in the Banks industry, which is above the industry midpoint. Overall, Nedbank Group has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Nedbank Group ranks #459 out of 1196 companies for EV-to-FCF. This puts Nedbank Group in the upper half of its industry. The industry median EV-to-FCF is 6.57. Nedbank Group's value of 4.05 is 38.3% below this benchmark. While the company's 10-year median is 7.87 vs. the industry median of 6.57, Nedbank Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nedbank Group's current EV-to-FCF of 4.05 is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nedbank Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nedbank Group's current EV-to-FCF is 4.05, which is 49% below median its own 10-year median of 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Nedbank Group (NDBKF) has a current EV-to-FCF of 4.05. The stock's GF Value™ is $13.76, compared to a current price of $13.50 — trading 1.9% below its estimated fair value. The current EV-to-FCF is 4.05, which is 49% below median its 10-year median of 7.87 and 38.3% below the Banks industry median of 6.57. Nedbank Group's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current EV-to-FCF is 4.05 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nedbank Group (NDBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Nedbank Group stock appears to be undervalued.
The current stock price of $13.50 is trading 1.9% below its estimated GF Value™ of $13.76.
Key valuation signals for NDBKF:
EV-to-FCF: 4.05 (49% below median its 10-year median of 7.87)
GF Value™: $13.76 vs. price of $13.50 (1.9% below fair value)
Industry Position: 38.3% below the Banks median (#459 of 1196)
No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
81GF Score
Get the complete analysis for NDBKF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NDBKF has been successfully added to your 
