NDBKF (Nedbank Group) EV-to-FCF: 15.51 (As of Sep. 06, 2026) — 103% Above Median

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NDBKF Nedbank Group Ltd NDBKF
79 GF Score
Price $18.54
GF Value $14.25
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Nedbank Group EV-to-FCF?

Nedbank Group NDBKF -3.43% 79 EV-to-FCF is 15.51 as of Sep. 06, 2026, which is 103% above its 10-year median of 7.63. GuruFocus rates NDBKF with a GF Score™ of 79/100 and a GF Value™ of $14.25 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,190 Banks companies, Nedbank Group ranks worse than 74.71% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nedbank Group's Enterprise Value is $8,320 Mil. Nedbank Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $537 Mil. Therefore, Nedbank Group's EV-to-FCF for today is 15.51.

The historical rank and industry rank for Nedbank Group's EV-to-FCF or its related term are showing as below:

NDBKF' s EV-to-FCF Range Over the Past 10 Years
Min: -1713.99   Med: 7.63   Max: 316.62
Current: 14.63

During the past 13 years, the highest EV-to-FCF of Nedbank Group was 316.62. The lowest was -1713.99. And the median was 7.63.

NDBKF's EV-to-FCF is ranked worse than
74.71% of 1190 companies
in the Banks industry
Industry Median: 7.15 vs NDBKF: 14.63

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-06), Nedbank Group's stock price is $18.54. Nedbank Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.157. Therefore, Nedbank Group's PE Ratio (TTM) for today is 16.02.


Nedbank Group  (OTCPK:NDBKF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nedbank Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=18.54/1.157
=16.02

Nedbank Group's share price for today is $18.54.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nedbank Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $1.157.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nedbank Group EV-to-FCF Related Terms


Nedbank Group EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nedbank Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nedbank Group EV-to-FCF Chart

Nedbank Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.43 5.81 3.05 7.58 3.80

Nedbank Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 7.58 0.00 3.80 0.00

NDBKF vs USB, PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Nedbank Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nedbank Group EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nedbank Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nedbank Group's EV-to-FCF falls into.


NDBKF
79GF Score
Nedbank Group Ltd NDBKF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nedbank Group EV-to-FCF Calculation

Nedbank Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8319.827/536.575
=15.51

Nedbank Group's current Enterprise Value is $8,320 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nedbank Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $537 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 15.51 mean?
Nedbank Group (NDBKF) has a EV-to-FCF of 15.51 as of Sep. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nedbank Group and its competitors. This is 103% above median its historical median of 7.63. According to the industry distribution chart, Nedbank Group ranks #889 out of 1190 companies in the Banks industry, placing it in the top 74.7%.
Is Nedbank Group's EV-to-FCF too high?
Nedbank Group's current EV-to-FCF of 15.51 is 103% above median its 10-year median of 7.63. The Banks industry median EV-to-FCF is 7.15. Nedbank Group's value of 15.51 is 116.9% above this industry median. Based on the distribution chart, Nedbank Group ranks #889 out of 1190 companies in the Banks industry, which is below the industry midpoint. Overall, Nedbank Group has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nedbank Group's EV-to-FCF compare to USB and PNC?
According to the Banks industry distribution chart, Nedbank Group ranks #889 out of 1190 companies for EV-to-FCF. This places Nedbank Group in the lower half of its industry. The industry median EV-to-FCF is 7.15. Nedbank Group's value of 15.51 is 116.9% above this benchmark. While the company's 10-year median is 7.63 vs. the industry median of 7.15, Nedbank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,190 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nedbank Group's current EV-to-FCF of 15.51 is 116.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nedbank Group and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nedbank Group's current EV-to-FCF is 15.51, which is 103% above median its own 10-year median of 7.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nedbank Group stock overvalued right now?
Based on GuruFocus' analysis, Nedbank Group (NDBKF) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.25, compared to a current price of $18.54 — trading 30.1% above its estimated fair value. The current EV-to-FCF is 15.51, which is 103% above median its 10-year median of 7.63 and 116.9% above the Banks industry median of 7.15. Nedbank Group's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nedbank Group (NDBKF), the current EV-to-FCF is 15.51 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nedbank Group (NDBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Nedbank Group stock appears to be overvalued. The current stock price of $18.54 is trading 30.1% above its estimated GF Value™ of $14.25. GuruFocus considers Nedbank Group to be Modestly Overvalued.

Key valuation signals for NDBKF:

  • EV-to-FCF: 15.51 (103% above median its 10-year median of 7.63)
  • GF Value™: $14.25 vs. price of $18.54 (30.1% above fair value)
  • GF Score™: 79/100 with 6 warning signs
  • Industry Position: 116.9% above the Banks median (#889 of 1190)

No single metric tells the full story. See the NDBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nedbank Group Business Description

Address 135 Rivonia Road, Nedbank 135 Rivonia Campus, Sandown, Sandton, Johannesburg, GT, ZAF, 2196
Nedbank Group Ltd is a financial services provider that offers corporate, retail, and investment banking services; insurance; asset management; and wealth management. It operates predominantly in South Africa. Net interest income from lending activities accounts for roughly half of the company's total revenue. Its operating segments include Nedbank Corporate and Investment Banking, Nedbank Business and Commercial Banking, Nedbank Personal and Private Banking and Nedbank Africa Regions.
79GF Score

Get the complete analysis for NDBKF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.54
Price
$14.25
GF Value