The historical rank and industry rank for SpareBank 1 Ringerike Hadeland's EV-to-FCF or its related term are showing as below:
OSL:RING'
s EV-to-FCF Range Over the Past 10 Years
Min: -206.47 Med: 12.35 Max: 330.11
Current: 50.95
During the past 13 years, the highest EV-to-FCF of SpareBank 1 Ringerike Hadeland was 330.11. The lowest was -206.47. And the median was 12.35.
OSL:RING's EV-to-FCF is ranked worse than 93.63% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs OSL:RING: 50.95
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SpareBank 1 Ringerike Hadeland's PE Ratio (TTM) for today is calculated as:
SpareBank 1 Ringerike Hadeland's share price for today is kr434.00.
SpareBank 1 Ringerike Hadeland's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr47.440.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
SpareBank 1 Ringerike Hadeland EV-to-FCF Related Terms
SpareBank 1 Ringerike Hadeland EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ringerike Hadeland's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ringerike Hadeland EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ringerike Hadeland's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ringerike Hadeland's EV-to-FCF falls into.
SpareBank 1 Ringerike Hadeland's current Enterprise Value is kr11,292 Mil.
SpareBank 1 Ringerike Hadeland's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr223 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ringerike Hadeland (OSL:RING) has a EV-to-FCF of 50.64 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. This is 310% above median its historical median of 12.35. According to the industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1118 out of 1194 companies in the Banks industry, placing it in the top 93.6%.
Is SpareBank 1 Ringerike Hadeland's EV-to-FCF too high?
SpareBank 1 Ringerike Hadeland's current EV-to-FCF of 50.64 is 310% above median its 10-year median of 12.35. The Banks industry median EV-to-FCF is 6.57. SpareBank 1 Ringerike Hadeland's value of 50.64 is 671.4% above this industry median. Based on the distribution chart, SpareBank 1 Ringerike Hadeland ranks #1118 out of 1194 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Ringerike Hadeland has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ringerike Hadeland's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ringerike Hadeland ranks #1118 out of 1194 companies for EV-to-FCF. This places SpareBank 1 Ringerike Hadeland in the lower half of its industry. The industry median EV-to-FCF is 6.57. SpareBank 1 Ringerike Hadeland's value of 50.64 is 671.4% above this benchmark. While the company's 10-year median is 12.35 vs. the industry median of 6.57, SpareBank 1 Ringerike Hadeland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ringerike Hadeland's current EV-to-FCF of 50.64 is 671.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Ringerike Hadeland and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ringerike Hadeland's current EV-to-FCF is 50.64, which is 310% above median its own 10-year median of 12.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ringerike Hadeland stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland (OSL:RING) is currently considered Fairly Valued. The stock's GF Value™ is kr401.35, compared to a current price of kr434.00 — trading 8.1% above its estimated fair value. The current EV-to-FCF is 50.64, which is 310% above median its 10-year median of 12.35 and 671.4% above the Banks industry median of 6.57. SpareBank 1 Ringerike Hadeland's overall GF Score™ is 66/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SpareBank 1 Ringerike Hadeland (OSL:RING), the current EV-to-FCF is 50.64 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ringerike Hadeland (OSL:RING) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ringerike Hadeland stock appears to be overvalued.
The current stock price of kr434.00 is trading 8.1% above its estimated GF Value™ of kr401.35.
GuruFocus considers SpareBank 1 Ringerike Hadeland to be Fairly Valued.
Key valuation signals for OSL:RING:
EV-to-FCF: 50.64 (310% above median its 10-year median of 12.35)
GF Value™: kr401.35 vs. price of kr434.00 (8.1% above fair value)
Industry Position: 671.4% above the Banks median (#1118 of 1194)
No single metric tells the full story. See the OSL:RING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ringerike Hadeland Business Description
SpareBank 1 Ringerike Hadeland is a savings bank in Norway offering financing, placement, payment services, pensions, and life insurance. Its business is organized into two sections, personal and corporate market. The Bank serves less self-employed, agricultural, and business class customers as well. The Bank also provides credit cards, debit cards, structured products, stock savings, mobile banking and online banking services. The company has one segment, which is lending to finance commercial property, including lending that represents the joint debt of a condominium or housing association.
66GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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