EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SpareBank 1 Ostlandet's Enterprise Value is kr75,626 Mil.
SpareBank 1 Ostlandet's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr3,363 Mil. Therefore, SpareBank 1 Ostlandet's EV-to-FCF for today is 22.49.
The historical rank and industry rank for SpareBank 1 Ostlandet's EV-to-FCF or its related term are showing as below:
OSL:SPOL'
s EV-to-FCF Range Over the Past 10 Years
Min: -60.96 Med: -5.94 Max: 702.96
Current: 22.47
During the past 12 years, the highest EV-to-FCF of SpareBank 1 Ostlandet was 702.96. The lowest was -60.96. And the median was -5.94.
OSL:SPOL's EV-to-FCF is ranked worse than 84.87% of 1196
companies
in the Banks industry
Industry Median: 6.545
vs OSL:SPOL: 22.47
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
SpareBank 1 Ostlandet's PE Ratio (TTM) for today is calculated as:
SpareBank 1 Ostlandet's share price for today is kr189.28.
SpareBank 1 Ostlandet's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr17.840.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ostlandet's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ostlandet EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ostlandet's EV-to-FCF falls into.
SpareBank 1 Ostlandet's current Enterprise Value is kr75,626 Mil.
SpareBank 1 Ostlandet's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr3,363 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ostlandet (OSL:SPOL) has a EV-to-FCF of 22.49 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Ostlandet and its competitors. According to the industry distribution chart, SpareBank 1 Ostlandet ranks #1015 out of 1196 companies in the Banks industry, placing it in the top 84.9%.
Is SpareBank 1 Ostlandet's EV-to-FCF too high?
SpareBank 1 Ostlandet's current EV-to-FCF is 22.49. The Banks industry median EV-to-FCF is 6.55. SpareBank 1 Ostlandet's value of 22.49 is 243.6% above this industry median. Based on the distribution chart, SpareBank 1 Ostlandet ranks #1015 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Ostlandet has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ostlandet ranks #1015 out of 1196 companies for EV-to-FCF. This places SpareBank 1 Ostlandet in the lower half of its industry. The industry median EV-to-FCF is 6.55. SpareBank 1 Ostlandet's value of 22.49 is 243.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.55, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ostlandet's current EV-to-FCF of 22.49 is 243.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SpareBank 1 Ostlandet and its competitors. For the Banks industry, the median EV-to-FCF is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ostlandet's current EV-to-FCF is 22.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.17, compared to a current price of kr189.28 — trading 14.6% above its estimated fair value. The current EV-to-FCF is 22.49 and 243.6% above the Banks industry median of 6.55. SpareBank 1 Ostlandet's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current EV-to-FCF is 22.49 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued.
The current stock price of kr189.28 is trading 14.6% above its estimated GF Value™ of kr165.17.
GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.
Key valuation signals for OSL:SPOL:
EV-to-FCF: 22.49
GF Value™: kr165.17 vs. price of kr189.28 (14.6% above fair value)
Industry Position: 243.6% above the Banks median (#1015 of 1196)
No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
65GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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