Prosperity BancsharesPB -3.37%75 EV-to-FCF is 17.61 as of Jul. 04, 2026, which is 27% above its 10-year median of 13.88. GuruFocus rates PB with a GF Score™ of 75/100 and a GF Value™ of $79.87 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, Prosperity Bancshares ranks worse than 79.8% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Prosperity Bancshares's Enterprise Value is $9,226 Mil.
Prosperity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $524 Mil. Therefore, Prosperity Bancshares's EV-to-FCF for today is 17.61.
The historical rank and industry rank for Prosperity Bancshares's EV-to-FCF or its related term are showing as below:
PB'
s EV-to-FCF Range Over the Past 10 Years
Min: 5.86 Med: 13.88 Max: 31.78
Current: 17.61
During the past 13 years, the highest EV-to-FCF of Prosperity Bancshares was 31.78. The lowest was 5.86. And the median was 13.88.
PB's EV-to-FCF is ranked worse than 79.8% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs PB: 17.61
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Prosperity Bancshares's PE Ratio (TTM) for today is calculated as:
Prosperity Bancshares's share price for today is $70.90.
Prosperity Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.520.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Prosperity Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prosperity Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Prosperity Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Prosperity Bancshares's EV-to-FCF falls into.
Prosperity Bancshares's current Enterprise Value is $9,226 Mil.
Prosperity Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $524 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prosperity Bancshares (PB) has a EV-to-FCF of 17.61 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Prosperity Bancshares and its competitors. This is 27% above median its historical median of 13.88. Over the past decade, Prosperity Bancshares' EV-to-FCF has ranged from 5.86 to 31.78. According to the industry distribution chart, Prosperity Bancshares ranks #952 out of 1193 companies in the Banks industry, placing it in the top 79.8%.
Is Prosperity Bancshares' EV-to-FCF too high?
Prosperity Bancshares' current EV-to-FCF of 17.61 is 27% above median its 10-year median of 13.88. Over the past 10 years, this metric has ranged from a low of 5.86 to a high of 31.78. The Banks industry median EV-to-FCF is 6.61. Prosperity Bancshares' value of 17.61 is 166.4% above this industry median. Based on the distribution chart, Prosperity Bancshares ranks #952 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Prosperity Bancshares has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prosperity Bancshares' EV-to-FCF compare to CBC and FNB?
According to the Banks industry distribution chart, Prosperity Bancshares ranks #952 out of 1193 companies for EV-to-FCF. This places Prosperity Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.61. Prosperity Bancshares' value of 17.61 is 166.4% above this benchmark. Historically, Prosperity Bancshares' own EV-to-FCF has ranged from 5.86 to 31.78 over the past decade. While the company's 10-year median is 13.88 vs. the industry median of 6.61, Prosperity Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Prosperity Bancshares's current EV-to-FCF of 17.61 is 166.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Prosperity Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prosperity Bancshares's current EV-to-FCF is 17.61, which is 27% above median its own 10-year median of 13.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prosperity Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Prosperity Bancshares (PB) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.87, compared to a current price of $70.90 — trading 11.2% below its estimated fair value. The current EV-to-FCF is 17.61, which is 27% above median its 10-year median of 13.88 and 166.4% above the Banks industry median of 6.61. Prosperity Bancshares' overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Prosperity Bancshares (PB), the current EV-to-FCF is 17.61 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prosperity Bancshares (PB) Overvalued in 2026?
Based on GuruFocus' analysis, Prosperity Bancshares stock appears to be undervalued.
The current stock price of $70.90 is trading 11.2% below its estimated GF Value™ of $79.87.
GuruFocus considers Prosperity Bancshares to be Modestly Undervalued.
Key valuation signals for PB:
EV-to-FCF: 17.61 (27% above median its 10-year median of 13.88)
GF Value™: $79.87 vs. price of $70.90 (11.2% below fair value)
Industry Position: 166.4% above the Banks median (#952 of 1193)
No single metric tells the full story. See the PB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prosperity Bancshares Inc provides retail and commercial banking services to individuals and small to midsize businesses. It provides a wide array of financial products and services to businesses and consumers throughout Texas and Oklahoma. The bank provides Personal, Business, Mortgage, and Banking Services.
75GF Score
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