Raiffeisen Bank Aval JSC (PFTS:BAVL) EV-to-FCF: -2.40 (As of Jun. 29, 2026)


PFTS:BAVL Raiffeisen Bank Aval JSC PFTS:BAVL
6 GF Score
Price ₴0.46
GF Value ₴0.45
Valuation Fairly Valued
! 3 Warning Signs
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What is Raiffeisen Bank Aval JSC EV-to-FCF?

Raiffeisen Bank Aval JSC PFTS:BAVL 6 EV-to-FCF is -2.40 as of Jun. 29, 2026. GuruFocus rates PFTS:BAVL with a GF Score™ of 6/100 and a GF Value™ of ₴0.45 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,196 Banks companies, Raiffeisen Bank Aval JSC ranks better than 92.73% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Raiffeisen Bank Aval JSC's Enterprise Value is ₴-58,497 Mil. Raiffeisen Bank Aval JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₴24,356 Mil. Therefore, Raiffeisen Bank Aval JSC's EV-to-FCF for today is -2.40.

The historical rank and industry rank for Raiffeisen Bank Aval JSC's EV-to-FCF or its related term are showing as below:

PFTS:BAVL' s EV-to-FCF Range Over the Past 10 Years
Min: -7.77   Med: -1.47   Max: 55.84
Current: -2.4

During the past 13 years, the highest EV-to-FCF of Raiffeisen Bank Aval JSC was 55.84. The lowest was -7.77. And the median was -1.47.

PFTS:BAVL's EV-to-FCF is ranked better than
92.73% of 1196 companies
in the Banks industry
Industry Median: 6.555 vs PFTS:BAVL: -2.40

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-29), Raiffeisen Bank Aval JSC's stock price is ₴0.4627. Raiffeisen Bank Aval JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₴0.159. Therefore, Raiffeisen Bank Aval JSC's PE Ratio (TTM) for today is 2.91.


Raiffeisen Bank Aval JSC  (PFTS:BAVL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Raiffeisen Bank Aval JSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.4627/0.159
=2.91

Raiffeisen Bank Aval JSC's share price for today is ₴0.4627.
Raiffeisen Bank Aval JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₴0.159.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Raiffeisen Bank Aval JSC EV-to-FCF Related Terms


Raiffeisen Bank Aval JSC EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Raiffeisen Bank Aval JSC's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank Aval JSC EV-to-FCF Chart

Raiffeisen Bank Aval JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.61 -3.71 -1.65 -1.89 -3.56

Raiffeisen Bank Aval JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.11 -7.71 -4.49 -3.56 -2.58

PFTS:BAVL vs PNC, USB: EV-to-FCF Comparison

For the Banks - Regional subindustry, Raiffeisen Bank Aval JSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiffeisen Bank Aval JSC EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank Aval JSC's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank Aval JSC's EV-to-FCF falls into.


PFTS:BAVL
6GF Score
Raiffeisen Bank Aval JSC PFTS:BAVL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiffeisen Bank Aval JSC EV-to-FCF Calculation

Raiffeisen Bank Aval JSC's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-58496.704/24355.56
=-2.40

Raiffeisen Bank Aval JSC's current Enterprise Value is ₴-58,497 Mil.
Raiffeisen Bank Aval JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₴24,356 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -2.40 mean?
Raiffeisen Bank Aval JSC (PFTS:BAVL) has a EV-to-FCF of -2.40 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Raiffeisen Bank Aval JSC and its competitors. According to the industry distribution chart, Raiffeisen Bank Aval JSC ranks #87 out of 1196 companies in the Banks industry, placing it in the top 7.3%.
Is Raiffeisen Bank Aval JSC's EV-to-FCF too high?
Raiffeisen Bank Aval JSC's current EV-to-FCF is -2.40. Based on the distribution chart, Raiffeisen Bank Aval JSC ranks #87 out of 1196 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Raiffeisen Bank Aval JSC has a GF Score™ of 6/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank Aval JSC's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank Aval JSC ranks #87 out of 1196 companies for EV-to-FCF. This places Raiffeisen Bank Aval JSC in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Raiffeisen Bank Aval JSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank Aval JSC's current EV-to-FCF is -2.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank Aval JSC stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC (PFTS:BAVL) is currently considered Fairly Valued. The stock's GF Value™ is ₴0.45, compared to a current price of ₴0.46 — trading 2.8% above its estimated fair value. The current EV-to-FCF is -2.40. Raiffeisen Bank Aval JSC's overall GF Score™ is 6/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Raiffeisen Bank Aval JSC (PFTS:BAVL), the current EV-to-FCF is -2.40 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiffeisen Bank Aval JSC (PFTS:BAVL) Overvalued in 2026?

Based on GuruFocus' analysis, Raiffeisen Bank Aval JSC stock appears to be overvalued. The current stock price of ₴0.46 is trading 2.8% above its estimated GF Value™ of ₴0.45. GuruFocus considers Raiffeisen Bank Aval JSC to be Fairly Valued.

Key valuation signals for PFTS:BAVL:

  • EV-to-FCF: -2.40
  • GF Value™: ₴0.45 vs. price of ₴0.46 (2.8% above fair value)
  • GF Score™: 6/100 with 3 warning signs

No single metric tells the full story. See the PFTS:BAVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiffeisen Bank Aval JSC Business Description

Address 9, Leskova Street, Kyiv, UKR, 01011
Raiffeisen Bank Aval JSC is a Ukraine based bank. It provides banking services to private individuals, corporate clients, and small and micro enterprises in Ukraine through electronic channels. It offers services and products to private individuals, including deposits; money transfers in UAH and foreign currencies, with or without opening an account; a wide list of new payment instruments including MasterCard and Visa International cards; consumer loans and many others. Its segments include Corporate & Small enterprises, Micro customers & Private individuals, Financial institutions, and Proprietary business. The majority of its revenue comes from Corporate & Small enterprises segment.
6GF Score

Get the complete analysis for PFTS:BAVL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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Price
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GF Value