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OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PSB Holdings OCF Yield % Related Terms
PSB Holdings OCF Yield % Historical Data
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The historical data trend for PSB Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PSB Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSB Holdings OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PSB Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where PSB Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PSB Holdings (PSBQ) has a OCF Yield % of 7.64 as of Sep. 12, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PSB Holdings and its competitors. Over the past decade, PSB Holdings' OCF Yield % has ranged from 7.64 to 7.64. According to the industry distribution chart, PSB Holdings ranks #869 out of 1484 companies in the Banks industry, placing it in the top 58.6%.
Is PSB Holdings' OCF Yield % too high?
PSB Holdings' current OCF Yield % is 7.64. Over the past 10 years, this metric has ranged from a low of 7.64 to a high of 7.64. The Banks industry median OCF Yield % is 9.39. PSB Holdings' value of 7.64 is 18.6% below this industry median. Based on the distribution chart, PSB Holdings ranks #869 out of 1484 companies in the Banks industry, which is below the industry midpoint. Overall, PSB Holdings has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSB Holdings' OCF Yield % compare to OAKC and FCAP?
According to the Banks industry distribution chart, PSB Holdings ranks #869 out of 1484 companies for OCF Yield %. This places PSB Holdings in the lower half of its industry. The industry median OCF Yield % is 9.39. PSB Holdings' value of 7.64 is 18.6% below this benchmark. Historically, PSB Holdings' own OCF Yield % has ranged from 7.64 to 7.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.39, based on 1,484 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PSB Holdings's current OCF Yield % of 7.64 is 18.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PSB Holdings and its competitors. For the Banks industry, the median OCF Yield % is 9.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PSB Holdings's current OCF Yield % is 7.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSB Holdings stock overvalued right now?
Based on GuruFocus' analysis, PSB Holdings (PSBQ) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $52.73 — trading 79.9% above its estimated fair value. The current OCF Yield % is 7.64 and 18.6% below the Banks industry median of 9.39. PSB Holdings' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PSB Holdings (PSBQ), the current OCF Yield % is 7.64 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSB Holdings (PSBQ) Overvalued in 2026?
Based on GuruFocus' analysis, PSB Holdings stock appears to be overvalued.
The current stock price of $52.73 is trading 79.9% above its estimated GF Value™ of $29.32.
GuruFocus considers PSB Holdings to be Significantly Overvalued.
Key valuation signals for PSBQ:
OCF Yield %: 7.64
GF Value™: $29.32 vs. price of $52.73 (79.9% above fair value)
Industry Position: 18.6% below the Banks median (#869 of 1484)
No single metric tells the full story. See the PSBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSB Holdings Inc is a , a full-service financial institution chartered as a state commercial bank. It operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services. Its services include: Personal Banking; Business Banking; Mobile Banking; Online Banking; Overdraft; Mortgage; Loans; Credit/Debit Card services; Wealth Management Services and Others.
47GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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