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PSB HoldingsPSBQ -0.48%47 5-Year Share Buyback Ratio is 2.20 as of Mar. 2026. GuruFocus rates PSBQ with a GF Score™ of 47/100 and a GF Value™ of $29.32 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,091 Banks companies, PSB Holdings ranks better than 91.75% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. PSB Holdings's current 5-Year Share Buyback Ratio was 2.20%.
PSBQ's 5-Year Share Buyback Ratio is ranked better than 91.75% of 1091
companies
in the Banks industry
Industry Median: -0.5
vs PSBQ: 2.20
PSB Holdings (OTCPK:PSBQ) 5-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
PSB Holdings 5-Year Share Buyback Ratio Related Terms
PSBQ vs OAKC, FCAP, PBNC: 5-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, PSB Holdings's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PSB Holdings 5-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, PSB Holdings's 5-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where PSB Holdings's 5-Year Share Buyback Ratio falls into.
PSB Holdings 5-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 5-Year Share Buyback Ratio of 2.20 mean?
PSB Holdings (PSBQ) has a 5-Year Share Buyback Ratio of 2.20 as of Mar. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for PSB Holdings and its competitors. According to the industry distribution chart, PSB Holdings ranks #90 out of 1091 companies in the Banks industry, placing it in the top 8.2%.
Is PSB Holdings' 5-Year Share Buyback Ratio too high?
PSB Holdings' current 5-Year Share Buyback Ratio is 2.20. Based on the distribution chart, PSB Holdings ranks #90 out of 1091 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PSB Holdings has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PSB Holdings' 5-Year Share Buyback Ratio compare to OAKC and FCAP?
According to the Banks industry distribution chart, PSB Holdings ranks #90 out of 1091 companies for 5-Year Share Buyback Ratio. This places PSB Holdings in the top 8% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for PSB Holdings and its competitors. PSB Holdings's current 5-Year Share Buyback Ratio is 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSB Holdings stock overvalued right now?
Based on GuruFocus' analysis, PSB Holdings (PSBQ) is currently considered Significantly Overvalued. The stock's GF Value™ is $29.32, compared to a current price of $52.73 — trading 79.9% above its estimated fair value. The current 5-Year Share Buyback Ratio is 2.20. PSB Holdings' overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For PSB Holdings (PSBQ), the current 5-Year Share Buyback Ratio is 2.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PSB Holdings (PSBQ) Overvalued in 2026?
Based on GuruFocus' analysis, PSB Holdings stock appears to be overvalued.
The current stock price of $52.73 is trading 79.9% above its estimated GF Value™ of $29.32.
GuruFocus considers PSB Holdings to be Significantly Overvalued.
Key valuation signals for PSBQ:
5-Year Share Buyback Ratio: 2.20
GF Value™: $29.32 vs. price of $52.73 (79.9% above fair value)
No single metric tells the full story. See the PSBQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PSB Holdings Inc is a , a full-service financial institution chartered as a state commercial bank. It operates as a community bank and provides a full range of traditional retail consumer and commercial banking products, including uninsured investment and insurance products, long-term fixed-rate residential mortgages, and commercial treasury management services. Its services include: Personal Banking; Business Banking; Mobile Banking; Online Banking; Overdraft; Mortgage; Loans; Credit/Debit Card services; Wealth Management Services and Others.
47GF Score
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5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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