Banqueudi Fransi (SAU:1050) EV-to-FCF: -11.55 (As of Jul. 21, 2026)

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SAU:1050 Banque Saudi Fransi SAU:1050
67 GF Score
Price ﷼20.05
GF Value ﷼19.67
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Banqueudi Fransi EV-to-FCF?

Banqueudi Fransi SAU:1050 +1.62% 67 EV-to-FCF is -11.55 as of Jul. 21, 2026. GuruFocus rates SAU:1050 with a GF Score™ of 67/100 and a GF Value™ of ﷼19.67 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,198 Banks companies, Banqueudi Fransi ranks worse than 83472.37% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Banqueudi Fransi's Enterprise Value is ﷼68,031 Mil. Banqueudi Fransi's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-5,888 Mil. Therefore, Banqueudi Fransi's EV-to-FCF for today is -11.55.

The historical rank and industry rank for Banqueudi Fransi's EV-to-FCF or its related term are showing as below:

SAU:1050' s EV-to-FCF Range Over the Past 10 Years
Min: -92.47   Med: 1.48   Max: 54.32
Current: -11.31

During the past 13 years, the highest EV-to-FCF of Banqueudi Fransi was 54.32. The lowest was -92.47. And the median was 1.48.

SAU:1050's EV-to-FCF is ranked worse than
100% of 1198 companies
in the Banks industry
Industry Median: 6.68 vs SAU:1050: -11.31

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), Banqueudi Fransi's stock price is ﷼20.05. Banqueudi Fransi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼1.980. Therefore, Banqueudi Fransi's PE Ratio (TTM) for today is 10.13.


Banqueudi Fransi  (SAU:1050) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banqueudi Fransi's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=20.05/1.980
=10.13

Banqueudi Fransi's share price for today is ﷼20.05.
Banqueudi Fransi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼1.980.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banqueudi Fransi EV-to-FCF Related Terms


Banqueudi Fransi EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Banqueudi Fransi's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banqueudi Fransi EV-to-FCF Chart

Banqueudi Fransi Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.57 -48.69 -88.88 9.43 -5.22

Banqueudi Fransi Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.07 -3.61 -5.33 -5.22 -11.46

SAU:1050 vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Banqueudi Fransi's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banqueudi Fransi EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banqueudi Fransi's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Banqueudi Fransi's EV-to-FCF falls into.


SAU:1050
67GF Score
Banque Saudi Fransi SAU:1050
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banqueudi Fransi EV-to-FCF Calculation

Banqueudi Fransi's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=68031.048/-5888.331
=-11.55

Banqueudi Fransi's current Enterprise Value is ﷼68,031 Mil.
Banqueudi Fransi's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-5,888 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -11.55 mean?
Banqueudi Fransi (SAU:1050) has a EV-to-FCF of -11.55 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banqueudi Fransi and its competitors. According to the industry distribution chart, Banqueudi Fransi ranks #999999 out of 1198 companies in the Banks industry.
Is Banqueudi Fransi's EV-to-FCF too high?
Banqueudi Fransi's current EV-to-FCF is -11.55. Based on the distribution chart, Banqueudi Fransi ranks #999999 out of 1198 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banqueudi Fransi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banqueudi Fransi's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Banqueudi Fransi ranks #999999 out of 1198 companies for EV-to-FCF. This places Banqueudi Fransi in the lower half of its industry. The industry median EV-to-FCF is 6.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Banqueudi Fransi and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banqueudi Fransi's current EV-to-FCF is -11.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqueudi Fransi stock overvalued right now?
Based on GuruFocus' analysis, Banqueudi Fransi (SAU:1050) is currently considered Fairly Valued. The stock's GF Value™ is ﷼19.67, compared to a current price of ﷼20.05 — trading 1.9% above its estimated fair value. The current EV-to-FCF is -11.55. Banqueudi Fransi's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Banqueudi Fransi (SAU:1050), the current EV-to-FCF is -11.55 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqueudi Fransi (SAU:1050) Overvalued in 2026?

Based on GuruFocus' analysis, Banqueudi Fransi stock appears to be overvalued. The current stock price of ﷼20.05 is trading 1.9% above its estimated GF Value™ of ﷼19.67. GuruFocus considers Banqueudi Fransi to be Fairly Valued.

Key valuation signals for SAU:1050:

  • EV-to-FCF: -11.55
  • GF Value™: ﷼19.67 vs. price of ﷼20.05 (1.9% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the SAU:1050 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqueudi Fransi Business Description

Address King Saud Road, P.O. Box 56006, Riyadh, SAU, 11554
Banque Saudi Fransi is a full-service Bank that includes Islamic products, which are approved and supervised by an independent Shariah Board. It offers a comprehensive suite of financial solutions in corporate and retail banking, as well as investment banking, asset management, investment funds, and brokerage services. The company's reportable segments are: Retail Banking, Corporate Banking, Treasury, Investment banking and brokerage. The majority of the company's revenue is derived from the Corporate Banking segment. Geographically, it has a presence in Saudi Arabia, the Middle East, Europe, North America and Other Countries.
67GF Score

Get the complete analysis for SAU:1050

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼20.05
Price
﷼19.67
GF Value