EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sagicor Financial Co's Enterprise Value is $2,701 Mil.
Sagicor Financial Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-22 Mil. Therefore, Sagicor Financial Co's EV-to-FCF for today is -123.95.
The historical rank and industry rank for Sagicor Financial Co's EV-to-FCF or its related term are showing as below:
SGCFF'
s EV-to-FCF Range Over the Past 10 Years
Min: -314.68 Med: -11.31 Max: 92.4
Current: -120.43
During the past 9 years, the highest EV-to-FCF of Sagicor Financial Co was 92.40. The lowest was -314.68. And the median was -11.31.
SGCFF's EV-to-FCF is ranked worse than 100% of 391
companies
in the Insurance industry
Industry Median: 9.32
vs SGCFF: -120.43
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sagicor Financial Co (OTCPK:SGCFF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sagicor Financial Co's PE Ratio (TTM) for today is calculated as:
Sagicor Financial Co's share price for today is $5.98.
Sagicor Financial Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.174.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sagicor Financial Co EV-to-FCF Related Terms
Sagicor Financial Co EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sagicor Financial Co's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sagicor Financial Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's EV-to-FCF falls into.
Sagicor Financial Co's current Enterprise Value is $2,701 Mil.
Sagicor Financial Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-22 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Financial Co (SGCFF) has a EV-to-FCF of -123.95 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sagicor Financial Co and its competitors. According to the industry distribution chart, Sagicor Financial Co ranks #999999 out of 391 companies in the Insurance industry.
Is Sagicor Financial Co's EV-to-FCF too high?
Sagicor Financial Co's current EV-to-FCF is -123.95. Based on the distribution chart, Sagicor Financial Co ranks #999999 out of 391 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sagicor Financial Co has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #999999 out of 391 companies for EV-to-FCF. This places Sagicor Financial Co in the lower half of its industry. The industry median EV-to-FCF is 9.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 391 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sagicor Financial Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current EV-to-FCF is -123.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (SGCFF) is currently considered Fairly Valued. The stock's GF Value™ is $6.09, compared to a current price of $5.98 — trading 1.8% below its estimated fair value. The current EV-to-FCF is -123.95. Sagicor Financial Co's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sagicor Financial Co (SGCFF), the current EV-to-FCF is -123.95 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (SGCFF) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of $5.98 is trading 1.8% below its estimated GF Value™ of $6.09.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for SGCFF:
EV-to-FCF: -123.95
GF Value™: $6.09 vs. price of $5.98 (1.8% below fair value)
No single metric tells the full story. See the SGCFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
73GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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