The historical rank and industry rank for Security National Financial's EV-to-FCF or its related term are showing as below:
SNFCA'
s EV-to-FCF Range Over the Past 10 Years
Min: -38.74 Med: 2.62 Max: 28.36
Current: 3.13
During the past 13 years, the highest EV-to-FCF of Security National Financial was 28.36. The lowest was -38.74. And the median was 2.62.
SNFCA's EV-to-FCF is ranked better than 81.82% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs SNFCA: 3.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Security National Financial (NAS:SNFCA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Security National Financial's PE Ratio (TTM) for today is calculated as:
Security National Financial's share price for today is $9.70.
Security National Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.360.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Security National Financial EV-to-FCF Related Terms
Security National Financial EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Security National Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security National Financial EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Security National Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Security National Financial's EV-to-FCF falls into.
Security National Financial's current Enterprise Value is $210.9 Mil.
Security National Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $67.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security National Financial (SNFCA) has a EV-to-FCF of 3.13 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security National Financial and its competitors. This is 19% above median its historical median of 2.62. According to the industry distribution chart, Security National Financial ranks #72 out of 396 companies in the Insurance industry, placing it in the top 18.2%.
Is Security National Financial's EV-to-FCF too high?
Security National Financial's current EV-to-FCF of 3.13 is 19% above median its 10-year median of 2.62. The Insurance industry median EV-to-FCF is 9.31. Security National Financial's value of 3.13 is 66.4% below this industry median. Based on the distribution chart, Security National Financial ranks #72 out of 396 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Security National Financial has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Security National Financial's EV-to-FCF compare to CIA and KCLI?
According to the Insurance industry distribution chart, Security National Financial ranks #72 out of 396 companies for EV-to-FCF. This places Security National Financial in the top 18% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.31. Security National Financial's value of 3.13 is 66.4% below this benchmark. While the company's 10-year median is 2.62 vs. the industry median of 9.31, Security National Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security National Financial's current EV-to-FCF of 3.13 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Security National Financial and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security National Financial's current EV-to-FCF is 3.13, which is 19% above median its own 10-year median of 2.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security National Financial stock overvalued right now?
Based on GuruFocus' analysis, Security National Financial (SNFCA) is currently considered Fairly Valued. The stock's GF Value™ is $10.52, compared to a current price of $9.70 — trading 7.8% below its estimated fair value. The current EV-to-FCF is 3.13, which is 19% above median its 10-year median of 2.62 and 66.4% below the Insurance industry median of 9.31. Security National Financial's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Security National Financial (SNFCA), the current EV-to-FCF is 3.13 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security National Financial (SNFCA) Overvalued in 2026?
Based on GuruFocus' analysis, Security National Financial stock appears to be undervalued.
The current stock price of $9.70 is trading 7.8% below its estimated GF Value™ of $10.52.
GuruFocus considers Security National Financial to be Fairly Valued.
Key valuation signals for SNFCA:
EV-to-FCF: 3.13 (19% above median its 10-year median of 2.62)
GF Value™: $10.52 vs. price of $9.70 (7.8% below fair value)
Industry Position: 66.4% below the Insurance median (#72 of 396)
No single metric tells the full story. See the SNFCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security National Financial Corp is a holding company providing insurance services. The company operates in three reportable business segments: Life insurance, Cemetery and Mortuary, and Mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance. The cemetery and mortuary segment engages in pre-need selling of funeral, cemetery, mortuary, and cremation services through its cemetery and mortuary locations. The mortgage segment originates and underwrites or otherwise purchases residential and commercial loans for new construction, existing homes, and other real estate projects. It derives the majority of revenue from Life Insurance segment.
66GF Score
Get the complete analysis for SNFCA
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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