EVN Finance JSCSTC:EVF -0.76%70 EV-to-FCF is 24.21 as of Jun. 28, 2026, which is 3004% above its 10-year median of 0.78. GuruFocus rates STC:EVF with a GF Score™ of 70/100 and a GF Value™ of ₫14,165.19 (Fairly Valued). The stock has 1 warning sign investors should review. Among 149 Diversified Financial Services companies, EVN Finance JSC ranks worse than 71.14% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, EVN Finance JSC's Enterprise Value is ₫52,648,470 Mil.
EVN Finance JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫2,174,686 Mil. Therefore, EVN Finance JSC's EV-to-FCF for today is 24.21.
The historical rank and industry rank for EVN Finance JSC's EV-to-FCF or its related term are showing as below:
STC:EVF'
s EV-to-FCF Range Over the Past 10 Years
Min: -23.57 Med: 0.78 Max: 1149.33
Current: 24.21
During the past 6 years, the highest EV-to-FCF of EVN Finance JSC was 1149.33. The lowest was -23.57. And the median was 0.78.
STC:EVF's EV-to-FCF is ranked worse than 71.14% of 149
companies
in the Diversified Financial Services industry
Industry Median: 3.87
vs STC:EVF: 24.21
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EVN Finance JSC's PE Ratio (TTM) for today is calculated as:
EVN Finance JSC's share price for today is ₫13100.00.
EVN Finance JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1166.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
EVN Finance JSC EV-to-FCF Related Terms
EVN Finance JSC EV-to-FCF Historical Data
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The historical data trend for EVN Finance JSC's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, EVN Finance JSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EVN Finance JSC EV-to-FCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where EVN Finance JSC's EV-to-FCF falls into.
EVN Finance JSC's current Enterprise Value is ₫52,648,470 Mil.
EVN Finance JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫2,174,686 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EVN Finance JSC (STC:EVF) has a EV-to-FCF of 24.21 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EVN Finance JSC and its competitors. This is 3004% above median its historical median of 0.78. According to the industry distribution chart, EVN Finance JSC ranks #106 out of 149 companies in the Diversified Financial Services industry, placing it in the top 71.1%.
Is EVN Finance JSC's EV-to-FCF too high?
EVN Finance JSC's current EV-to-FCF of 24.21 is 3004% above median its 10-year median of 0.78. The Diversified Financial Services industry median EV-to-FCF is 3.87. EVN Finance JSC's value of 24.21 is 525.6% above this industry median. Based on the distribution chart, EVN Finance JSC ranks #106 out of 149 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, EVN Finance JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's EV-to-FCF compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #106 out of 149 companies for EV-to-FCF. This places EVN Finance JSC in the lower half of its industry. The industry median EV-to-FCF is 3.87. EVN Finance JSC's value of 24.21 is 525.6% above this benchmark. While the company's 10-year median is 0.78 vs. the industry median of 3.87, EVN Finance JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Diversified Financial Services company?
The median EV-to-FCF among Diversified Financial Services companies is 3.87, based on 149 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EVN Finance JSC's current EV-to-FCF of 24.21 is 525.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median EV-to-FCF is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current EV-to-FCF is 24.21, which is 3004% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,165.19, compared to a current price of ₫13,100.00 — trading 7.5% below its estimated fair value. The current EV-to-FCF is 24.21, which is 3004% above median its 10-year median of 0.78 and 525.6% above the Diversified Financial Services industry median of 3.87. EVN Finance JSC's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current EV-to-FCF is 24.21 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued.
The current stock price of ₫13,100.00 is trading 7.5% below its estimated GF Value™ of ₫14,165.19.
GuruFocus considers EVN Finance JSC to be Fairly Valued.
Key valuation signals for STC:EVF:
EV-to-FCF: 24.21 (3004% above median its 10-year median of 0.78)
GF Value™: ₫14,165.19 vs. price of ₫13,100.00 (7.5% below fair value)
Industry Position: 525.6% above the Diversified Financial Services median (#106 of 149)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
70GF Score
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