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Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. EVN Finance JSC's net interest income for the
six
months ended in Jun. 2026 was ₫-584,493 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was ₫-884,290 Mil.
EVN Finance JSC Net Interest Income Historical Data
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The historical data trend for EVN Finance JSC's Net Interest Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.
Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was ₫-884,290 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Interest Income of ₫-884,290 Mil mean?
EVN Finance JSC (STC:EVF) has a Net Interest Income of ₫-884,290 Mil as of Jun. 2026.
Is EVN Finance JSC's Net Interest Income too high?
EVN Finance JSC's current Net Interest Income is ₫-884,290 Mil. Overall, EVN Finance JSC has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's Net Interest Income compare to FRHC and VOYA?
EVN Finance JSC's Net Interest Income of ₫-884,290 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Diversified Financial Services company?
A good Net Interest Income depends on the Diversified Financial Services industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. EVN Finance JSC's current Net Interest Income is ₫-884,290 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Significantly Overvalued. The stock's GF Value™ is ₫8,539.27, compared to a current price of ₫11,800.00 — trading 38.2% above its estimated fair value. The current Net Interest Income is ₫-884,290 Mil. EVN Finance JSC's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current Net Interest Income is ₫-884,290 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be overvalued.
The current stock price of ₫11,800.00 is trading 38.2% above its estimated GF Value™ of ₫8,539.27.
GuruFocus considers EVN Finance JSC to be Significantly Overvalued.
Key valuation signals for STC:EVF:
Net Interest Income: ₫-884,290 Mil
GF Value™: ₫8,539.27 vs. price of ₫11,800.00 (38.2% above fair value)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
61GF Score
Get the complete analysis for STC:EVF
Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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