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EVN Finance JSCSTC:EVF -0.40%67 3-Year EPS without NRI Growth Rate is 6.80% as of Jun. 2026, which is at its 10-year median of 6.80. GuruFocus rates STC:EVF with a GF Score™ of 67/100 and a GF Value™ of ₫14,968.79 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 160 Diversified Financial Services companies, EVN Finance JSC ranks worse than 64.38% on this metric.
During the past 12 months, EVN Finance JSC's average EPS without NRI Growth Rate was 20.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 6.80% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 10.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 6 years, the highest 3-Year average EPS without NRI Growth Rate of EVN Finance JSC was 12.30% per year. The lowest was -2.10% per year. And the median was 6.80% per year.
EVN Finance JSC (STC:EVF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
EVN Finance JSC 3-Year EPS without NRI Growth Rate Related Terms
STC:EVF vs FRHC, VOYA, HTH: 3-Year EPS without NRI Growth Rate Comparison
For the Financial Conglomerates subindustry, EVN Finance JSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EVN Finance JSC 3-Year EPS without NRI Growth Rate vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where EVN Finance JSC's 3-Year EPS without NRI Growth Rate falls into.
EVN Finance JSC 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 6.80% mean?
EVN Finance JSC (STC:EVF) has a 3-Year EPS without NRI Growth Rate of 6.80% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for EVN Finance JSC and its competitors. This is near median its historical median of 6.80. According to the industry distribution chart, EVN Finance JSC ranks #103 out of 160 companies in the Diversified Financial Services industry, placing it in the top 64.4%.
Is EVN Finance JSC's 3-Year EPS without NRI Growth Rate too high?
EVN Finance JSC's current 3-Year EPS without NRI Growth Rate of 6.80% is near median its 10-year median of 6.80. The Diversified Financial Services industry median 3-Year EPS without NRI Growth Rate is 14.85. EVN Finance JSC's value of 6.80% is 54.2% below this industry median. Based on the distribution chart, EVN Finance JSC ranks #103 out of 160 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, EVN Finance JSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's 3-Year EPS without NRI Growth Rate compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #103 out of 160 companies for 3-Year EPS without NRI Growth Rate. This places EVN Finance JSC in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 14.85. EVN Finance JSC's value of 6.80% is 54.2% below this benchmark. While the company's 10-year median is 6.80 vs. the industry median of 14.85, EVN Finance JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Diversified Financial Services company?
The median 3-Year EPS without NRI Growth Rate among Diversified Financial Services companies is 14.85, based on 160 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EVN Finance JSC's current 3-Year EPS without NRI Growth Rate of 6.80% is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median 3-Year EPS without NRI Growth Rate is 14.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current 3-Year EPS without NRI Growth Rate is 6.80%, which is near median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫14,968.79, compared to a current price of ₫12,350.00 — trading 17.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.80%, which is near median its 10-year median of 6.80 and 54.2% below the Diversified Financial Services industry median of 14.85. EVN Finance JSC's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current 3-Year EPS without NRI Growth Rate is 6.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued.
The current stock price of ₫12,350.00 is trading 17.5% below its estimated GF Value™ of ₫14,968.79.
GuruFocus considers EVN Finance JSC to be Modestly Undervalued.
Key valuation signals for STC:EVF:
3-Year EPS without NRI Growth Rate: 6.80% (near median its 10-year median of 6.80)
GF Value™: ₫14,968.79 vs. price of ₫12,350.00 (17.5% below fair value)
Industry Position: 54.2% below the Diversified Financial Services median (#103 of 160)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
67GF Score
Get the complete analysis for STC:EVF
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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