EVN Finance JSC (STC:EVF) GF Value Rank: 6 (As of Jul. 11, 2026) — 100% Above Median


STC:EVF EVN Finance JSC STC:EVF
67 GF Score
Price ₫12,750.00
GF Value ₫14,139.16
Valuation Modestly Undervalued
! 1 Warning Sign
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What is EVN Finance JSC GF Value Rank?

EVN Finance JSC STC:EVF +0.39% 67 GF Value Rank is 6 as of Jul. 11, 2026, which is 100% above its 10-year median of 3.00. GuruFocus rates STC:EVF with a GF Score™ of 67/100 and a GF Value™ of ₫14,139.16 (Modestly Undervalued). The stock has 1 warning sign investors should review.

EVN Finance JSC has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

EVN Finance JSC GF Value Rank Related Terms

STC:EVF vs VOYA, FRHC: GF Value Rank Comparison

For the Financial Conglomerates subindustry, EVN Finance JSC's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

EVN Finance JSC GF Value Rank vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's GF Value Rank distribution charts can be found below:

* The bar in red indicates where EVN Finance JSC's GF Value Rank falls into.


STC:EVF
67GF Score
EVN Finance JSC STC:EVF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
EVN Finance JSC (STC:EVF) has a GF Value Rank of 6 as of Jul. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on EVN Finance JSC and its competitors. This is 100% above median its historical median of 3.00. Over the past decade, EVN Finance JSC's GF Value Rank has ranged from 1.00 to 9.00.
Is EVN Finance JSC's GF Value Rank too high?
EVN Finance JSC's current GF Value Rank of 6 is 100% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 9.00. Overall, EVN Finance JSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's GF Value Rank compare to VOYA and FRHC?
EVN Finance JSC's GF Value Rank of 6 can be compared against companies in the Diversified Financial Services industry. Historically, EVN Finance JSC's own GF Value Rank has ranged from 1.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Diversified Financial Services company?
A good GF Value Rank depends on the Diversified Financial Services industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on EVN Finance JSC and its competitors. EVN Finance JSC's current GF Value Rank is 6, which is 100% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫14,139.16, compared to a current price of ₫12,750.00 — trading 9.8% below its estimated fair value. The current GF Value Rank is 6, which is 100% above median its 10-year median of 3.00. EVN Finance JSC's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current GF Value Rank is 6 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫12,750.00 is trading 9.8% below its estimated GF Value™ of ₫14,139.16. GuruFocus considers EVN Finance JSC to be Modestly Undervalued.

Key valuation signals for STC:EVF:

  • GF Value Rank: 6 (100% above median its 10-year median of 3.00)
  • GF Value™: ₫14,139.16 vs. price of ₫12,750.00 (9.8% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
67GF Score

Get the complete analysis for STC:EVF

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,750.00
Price
₫14,139.16
GF Value