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EVN Finance JSCSTC:EVF -1.27%68 Intrinsic Value: Projected FCF is ₫0.00 as of Sep. 13, 2026. GuruFocus rates STC:EVF with a GF Score™ of 68/100 and a GF Value™ of ₫14,955.91 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 89 Diversified Financial Services companies, EVN Finance JSC ranks worse than 1123594.38% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-13), EVN Finance JSC's Intrinsic Value: Projected FCF is ₫0.00. The stock price of EVN Finance JSC is ₫11700.00. Therefore, EVN Finance JSC's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for EVN Finance JSC's Intrinsic Value: Projected FCF or its related term are showing as below:
STC:EVF's Price-to-Projected-FCF is not ranked *
in the Diversified Financial Services industry.
Industry Median: 1.4 * Ranked among companies with meaningful Price-to-Projected-FCF only.
EVN Finance JSC (STC:EVF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
EVN Finance JSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
11700.00
/
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EVN Finance JSC Intrinsic Value: Projected FCF Related Terms
EVN Finance JSC Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for EVN Finance JSC's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EVN Finance JSC Intrinsic Value: Projected FCF Chart
STC:EVF vs FRHC, VOYA, HTH: Intrinsic Value: Projected FCF Comparison
For the Financial Conglomerates subindustry, EVN Finance JSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EVN Finance JSC Price-to-Projected-FCF vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where EVN Finance JSC's Price-to-Projected-FCF falls into.
EVN Finance JSC Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
What does a Intrinsic Value: Projected FCF of ₫0.00 mean?
EVN Finance JSC (STC:EVF) has a Intrinsic Value: Projected FCF of ₫0.00 as of Sep. 13, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on EVN Finance JSC and its competitors. According to the industry distribution chart, EVN Finance JSC ranks #999999 out of 89 companies in the Diversified Financial Services industry.
Is EVN Finance JSC's Intrinsic Value: Projected FCF too high?
EVN Finance JSC's current Intrinsic Value: Projected FCF is ₫0.00. Based on the distribution chart, EVN Finance JSC ranks #999999 out of 89 companies in the Diversified Financial Services industry, which is in the bottom quartile relative to peers. Overall, EVN Finance JSC has a GF Score™ of 68/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's Intrinsic Value: Projected FCF compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #999999 out of 89 companies for Intrinsic Value: Projected FCF. This places EVN Finance JSC in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 1.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Diversified Financial Services company?
The median Intrinsic Value: Projected FCF among Diversified Financial Services companies is 1.40, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median Intrinsic Value: Projected FCF is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current Intrinsic Value: Projected FCF is ₫0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫14,955.91, compared to a current price of ₫11,700.00 — trading 21.8% below its estimated fair value. The current Intrinsic Value: Projected FCF is ₫0.00. EVN Finance JSC's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current Intrinsic Value: Projected FCF is ₫0.00 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued.
The current stock price of ₫11,700.00 is trading 21.8% below its estimated GF Value™ of ₫14,955.91.
GuruFocus considers EVN Finance JSC to be Modestly Undervalued.
Key valuation signals for STC:EVF:
Intrinsic Value: Projected FCF: ₫0.00
GF Value™: ₫14,955.91 vs. price of ₫11,700.00 (21.8% below fair value)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
68GF Score
Get the complete analysis for STC:EVF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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