EVN Finance JSC (STC:EVF) Cyclically Adjusted PB Ratio: (As of Jul. 13, 2026)


STC:EVF EVN Finance JSC STC:EVF
68 GF Score
Price ₫12,750.00
GF Value ₫14,436.80
Valuation Modestly Undervalued
! 1 Warning Sign
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What is EVN Finance JSC Cyclically Adjusted PB Ratio?

EVN Finance JSC does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


EVN Finance JSC  (STC:EVF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


EVN Finance JSC Cyclically Adjusted PB Ratio Related Terms


EVN Finance JSC Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for EVN Finance JSC's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVN Finance JSC Cyclically Adjusted PB Ratio Chart

EVN Finance JSC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
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EVN Finance JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

STC:EVF vs VOYA, FRHC: Cyclically Adjusted PB Ratio Comparison

For the Financial Conglomerates subindustry, EVN Finance JSC's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EVN Finance JSC Cyclically Adjusted PB Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where EVN Finance JSC's Cyclically Adjusted PB Ratio falls into.


STC:EVF
68GF Score
EVN Finance JSC STC:EVF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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EVN Finance JSC Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

EVN Finance JSC does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫12,750.00 is trading 11.7% below its estimated GF Value™ of ₫14,436.80. GuruFocus considers EVN Finance JSC to be Modestly Undervalued.

Key valuation signals for STC:EVF:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₫14,436.80 vs. price of ₫12,750.00 (11.7% below fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
68GF Score

Get the complete analysis for STC:EVF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,750.00
Price
₫14,436.80
GF Value