EVN Finance JSC (STC:EVF) Retained Earnings: ₫1,575,649 Mil (As of Mar. 2026)


STC:EVF EVN Finance JSC STC:EVF
67 GF Score
Price ₫12,750.00
GF Value ₫14,139.16
Valuation Modestly Undervalued
! 1 Warning Sign
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What is EVN Finance JSC Retained Earnings?

EVN Finance JSC STC:EVF +0.39% 67 Retained Earnings is ₫1,575,649 Mil as of Mar. 2026. GuruFocus rates STC:EVF with a GF Score™ of 67/100 and a GF Value™ of ₫14,139.16 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. EVN Finance JSC's retained earnings for the quarter that ended in Mar. 2026 was ₫1,575,649 Mil.

EVN Finance JSC's quarterly retained earnings increased from Sep. 2025 (₫1,195,353 Mil) to Dec. 2025 (₫1,309,018 Mil) and increased from Dec. 2025 (₫1,309,018 Mil) to Mar. 2026 (₫1,575,649 Mil).

EVN Finance JSC's annual retained earnings declined from Dec. 2023 (₫629,962 Mil) to Dec. 2024 (₫568,500 Mil) but then increased from Dec. 2024 (₫568,500 Mil) to Dec. 2025 (₫1,309,018 Mil).


EVN Finance JSC  (STC:EVF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


EVN Finance JSC Retained Earnings Historical Data

* Premium members only.

The historical data trend for EVN Finance JSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EVN Finance JSC Retained Earnings Chart

EVN Finance JSC Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 529,516.00 367,278.00 629,962.00 568,500.00 1,309,018.00

EVN Finance JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 808,980.00 941,564.00 1,195,353.00 1,309,018.00 1,575,649.00
STC:EVF
67GF Score
EVN Finance JSC STC:EVF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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EVN Finance JSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₫1,575,649 Mil mean?
EVN Finance JSC (STC:EVF) has a Retained Earnings of ₫1,575,649 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on EVN Finance JSC and its competitors.
Is EVN Finance JSC's Retained Earnings too high?
EVN Finance JSC's current Retained Earnings is ₫1,575,649 Mil. Overall, EVN Finance JSC has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's Retained Earnings compare to VOYA and FRHC?
EVN Finance JSC's Retained Earnings of ₫1,575,649 Mil can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Diversified Financial Services company?
A good Retained Earnings depends on the Diversified Financial Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on EVN Finance JSC and its competitors. EVN Finance JSC's current Retained Earnings is ₫1,575,649 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫14,139.16, compared to a current price of ₫12,750.00 — trading 9.8% below its estimated fair value. The current Retained Earnings is ₫1,575,649 Mil. EVN Finance JSC's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current Retained Earnings is ₫1,575,649 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫12,750.00 is trading 9.8% below its estimated GF Value™ of ₫14,139.16. GuruFocus considers EVN Finance JSC to be Modestly Undervalued.

Key valuation signals for STC:EVF:

  • Retained Earnings: ₫1,575,649 Mil
  • GF Value™: ₫14,139.16 vs. price of ₫12,750.00 (9.8% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
67GF Score

Get the complete analysis for STC:EVF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,750.00
Price
₫14,139.16
GF Value