EVN Finance JSC (STC:EVF) Scaled Net Operating Assets: 0.64 (As of Mar. 2026)


STC:EVF EVN Finance JSC STC:EVF
70 GF Score
Price ₫13,100.00
GF Value ₫14,165.19
Valuation Fairly Valued
! 1 Warning Sign
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What is EVN Finance JSC Scaled Net Operating Assets?

EVN Finance JSC STC:EVF -0.76% 70 Scaled Net Operating Assets is 0.64 as of Mar. 2026. GuruFocus rates STC:EVF with a GF Score™ of 70/100 and a GF Value™ of ₫14,165.19 (Fairly Valued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

EVN Finance JSC's operating assets for the quarter that ended in Mar. 2026 was ₫70,912,814 Mil. EVN Finance JSC's operating liabilities for the quarter that ended in Mar. 2026 was ₫18,084,836 Mil. EVN Finance JSC's Total Assets for the quarter that ended in Dec. 2025 was ₫83,058,158 Mil. Therefore, EVN Finance JSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.64.

STC:EVF
70GF Score
EVN Finance JSC STC:EVF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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EVN Finance JSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

EVN Finance JSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(75120154-23222756)/59598561
=0.87

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=83058158 - 7938004
=75120154

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=73181869 - 49959113 - 0
=23222756

EVN Finance JSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(70912814-18084836)/83058158
=0.64

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=81765561 - 10852747
=70912814

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=71622641 - 53537805 - 0
=18084836

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.64 mean?
EVN Finance JSC (STC:EVF) has a Scaled Net Operating Assets of 0.64 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on EVN Finance JSC and its competitors.
Is EVN Finance JSC's Scaled Net Operating Assets too high?
EVN Finance JSC's current Scaled Net Operating Assets is 0.64. Overall, EVN Finance JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's Scaled Net Operating Assets compare to FRHC and VOYA?
EVN Finance JSC's Scaled Net Operating Assets of 0.64 can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Diversified Financial Services company?
A good Scaled Net Operating Assets depends on the Diversified Financial Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on EVN Finance JSC and its competitors. EVN Finance JSC's current Scaled Net Operating Assets is 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,165.19, compared to a current price of ₫13,100.00 — trading 7.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.64. EVN Finance JSC's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current Scaled Net Operating Assets is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EVN Finance JSC (STC:EVF) Overvalued in 2026?

Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued. The current stock price of ₫13,100.00 is trading 7.5% below its estimated GF Value™ of ₫14,165.19. GuruFocus considers EVN Finance JSC to be Fairly Valued.

Key valuation signals for STC:EVF:

  • Scaled Net Operating Assets: 0.64
  • GF Value™: ₫14,165.19 vs. price of ₫13,100.00 (7.5% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EVN Finance JSC Business Description

Address Thaisquare Caliria Building - No. 11A Cat Linh, 6th and 7th Floors, O Cho Dua Ward, Hanoi, VNM
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
70GF Score

Get the complete analysis for STC:EVF

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫13,100.00
Price
₫14,165.19
GF Value