EVN Finance JSCSTC:EVF -0.76%70 PEG Ratio is 1.38 as of Jun. 29, 2026, which is 5% above its 10-year median of 1.31. GuruFocus rates STC:EVF with a GF Score™ of 70/100 and a GF Value™ of ₫14,165.19 (Fairly Valued). The stock has 1 warning sign investors should review. Among 40 Diversified Financial Services companies, EVN Finance JSC ranks worse than 67.5% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for EVN Finance JSC's PEG Ratio or its related term are showing as below:
STC:EVF'
s PEG Ratio Range Over the Past 10 Years
Min: 1.2 Med: 1.31 Max: 1.64
Current: 1.38
During the past 6 years, EVN Finance JSC's highest PEG Ratio was 1.64. The lowest was 1.20. And the median was 1.31.
STC:EVF's PEG Ratio is ranked worse than 67.5% of 40
companies
in the Diversified Financial Services industry
Industry Median: 1.095
vs STC:EVF: 1.38
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
EVN Finance JSC (STC:EVF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
EVN Finance JSC PEG Ratio Related Terms
EVN Finance JSC PEG Ratio Historical Data
* Premium members only.
The historical data trend for EVN Finance JSC's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Conglomerates subindustry, EVN Finance JSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EVN Finance JSC PEG Ratio vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, EVN Finance JSC's PEG Ratio distribution charts can be found below:
* The bar in red indicates where EVN Finance JSC's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
EVN Finance JSC (STC:EVF) has a PEG Ratio of 1.38 as of Jun. 29, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on EVN Finance JSC and its competitors. This is near median its historical median of 1.31. Over the past decade, EVN Finance JSC's PEG Ratio has ranged from 1.20 to 1.64. According to the industry distribution chart, EVN Finance JSC ranks #27 out of 40 companies in the Diversified Financial Services industry, placing it in the top 67.5%.
Is EVN Finance JSC's PEG Ratio too high?
EVN Finance JSC's current PEG Ratio of 1.38 is near median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 1.64. The Diversified Financial Services industry median PEG Ratio is 1.10. EVN Finance JSC's value of 1.38 is 26% above this industry median. Based on the distribution chart, EVN Finance JSC ranks #27 out of 40 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, EVN Finance JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EVN Finance JSC's PEG Ratio compare to VOYA and FRHC?
According to the Diversified Financial Services industry distribution chart, EVN Finance JSC ranks #27 out of 40 companies for PEG Ratio. This places EVN Finance JSC in the lower half of its industry. The industry median PEG Ratio is 1.10. EVN Finance JSC's value of 1.38 is 26% above this benchmark. Historically, EVN Finance JSC's own PEG Ratio has ranged from 1.20 to 1.64 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 1.10, EVN Finance JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Diversified Financial Services company?
The median PEG Ratio among Diversified Financial Services companies is 1.10, based on 40 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EVN Finance JSC's current PEG Ratio of 1.38 is 26% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on EVN Finance JSC and its competitors. For the Diversified Financial Services industry, the median PEG Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EVN Finance JSC's current PEG Ratio is 1.38, which is near median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EVN Finance JSC stock overvalued right now?
Based on GuruFocus' analysis, EVN Finance JSC (STC:EVF) is currently considered Fairly Valued. The stock's GF Value™ is ₫14,165.19, compared to a current price of ₫13,100.00 — trading 7.5% below its estimated fair value. The current PEG Ratio is 1.38, which is near median its 10-year median of 1.31 and 26% above the Diversified Financial Services industry median of 1.10. EVN Finance JSC's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For EVN Finance JSC (STC:EVF), the current PEG Ratio is 1.38 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EVN Finance JSC (STC:EVF) Overvalued in 2026?
Based on GuruFocus' analysis, EVN Finance JSC stock appears to be undervalued.
The current stock price of ₫13,100.00 is trading 7.5% below its estimated GF Value™ of ₫14,165.19.
GuruFocus considers EVN Finance JSC to be Fairly Valued.
Key valuation signals for STC:EVF:
PEG Ratio: 1.38 (near median its 10-year median of 1.31)
GF Value™: ₫14,165.19 vs. price of ₫13,100.00 (7.5% below fair value)
Industry Position: 26% above the Diversified Financial Services median (#27 of 40)
No single metric tells the full story. See the STC:EVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EVN Finance JSC operates in the field of finance and currency business in Vietnam. The primary activities of the company include: i) Capital mobilization includes receiving deposits, issuing certificates of deposits, bills, and bonds; borrowing from domestic and foreign financial organizations and credit institutions, ii) Credit activities include providing loans and consumer credit; discounting, re-discounting commercial papers and other valuable papers, iii) Other finance and banking activities include opening and managing deposit accounts and credit accounts for customers; contributing capital and purchasing shares; providing insurance agency services; providing consultancy services; providing asset management services; trading treasury bonds; trading foreign currencies; trading debts.
70GF Score
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