Military Commercial Joint Stock Bank (STC:MBB) EV-to-FCF: 3.33 (As of Jun. 27, 2026) — 73% Above Median


STC:MBB Military Commercial Joint Stock Bank STC:MBB
82 GF Score
Price ₫24,750.00
GF Value ₫24,698.04
Valuation Fairly Valued
! 3 Warning Signs
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What is Military Commercial Joint Stock Bank EV-to-FCF?

Military Commercial Joint Stock Bank STC:MBB +0.20% 82 EV-to-FCF is 3.33 as of Jun. 27, 2026, which is 73% above its 10-year median of 1.93. GuruFocus rates STC:MBB with a GF Score™ of 82/100 and a GF Value™ of ₫24,698.04 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,195 Banks companies, Military Commercial Joint Stock Bank ranks better than 64.02% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Military Commercial Joint Stock Bank's Enterprise Value is ₫320,273,292 Mil. Military Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₫96,194,178 Mil. Therefore, Military Commercial Joint Stock Bank's EV-to-FCF for today is 3.33.

The historical rank and industry rank for Military Commercial Joint Stock Bank's EV-to-FCF or its related term are showing as below:

STC:MBB' s EV-to-FCF Range Over the Past 10 Years
Min: -351.45   Med: 1.93   Max: 1211.86
Current: 3.35

During the past 13 years, the highest EV-to-FCF of Military Commercial Joint Stock Bank was 1211.86. The lowest was -351.45. And the median was 1.93.

STC:MBB's EV-to-FCF is ranked better than
64.02% of 1195 companies
in the Banks industry
Industry Median: 6.52 vs STC:MBB: 3.35

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-06-27), Military Commercial Joint Stock Bank's stock price is ₫24750.00. Military Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₫3442.149. Therefore, Military Commercial Joint Stock Bank's PE Ratio (TTM) for today is 7.19.


Military Commercial Joint Stock Bank  (STC:MBB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Military Commercial Joint Stock Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=24750.00/3442.149
=7.19

Military Commercial Joint Stock Bank's share price for today is ₫24750.00.
Military Commercial Joint Stock Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫3442.149.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Military Commercial Joint Stock Bank EV-to-FCF Related Terms


Military Commercial Joint Stock Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Military Commercial Joint Stock Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Military Commercial Joint Stock Bank EV-to-FCF Chart

Military Commercial Joint Stock Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.18 1,119.92 3.84 -9.74 1.67

Military Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.72 -47.78 12.99 1.67 3.47

Military Commercial Joint Stock Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Military Commercial Joint Stock Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Military Commercial Joint Stock Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Military Commercial Joint Stock Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Military Commercial Joint Stock Bank's EV-to-FCF falls into.


STC:MBB
82GF Score
Military Commercial Joint Stock Bank STC:MBB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Military Commercial Joint Stock Bank EV-to-FCF Calculation

Military Commercial Joint Stock Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=320273291.748/96194178
=3.33

Military Commercial Joint Stock Bank's current Enterprise Value is ₫320,273,292 Mil.
Military Commercial Joint Stock Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫96,194,178 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.33 mean?
Military Commercial Joint Stock Bank (STC:MBB) has a EV-to-FCF of 3.33 as of Jun. 27, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Military Commercial Joint Stock Bank and its competitors. This is 73% above median its historical median of 1.93. According to the industry distribution chart, Military Commercial Joint Stock Bank ranks #430 out of 1195 companies in the Banks industry, placing it in the top 36%.
Is Military Commercial Joint Stock Bank's EV-to-FCF too high?
Military Commercial Joint Stock Bank's current EV-to-FCF of 3.33 is 73% above median its 10-year median of 1.93. The Banks industry median EV-to-FCF is 6.52. Military Commercial Joint Stock Bank's value of 3.33 is 48.9% below this industry median. Based on the distribution chart, Military Commercial Joint Stock Bank ranks #430 out of 1195 companies in the Banks industry, which is above the industry midpoint. Overall, Military Commercial Joint Stock Bank has a GF Score™ of 82/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Military Commercial Joint Stock Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Military Commercial Joint Stock Bank ranks #430 out of 1195 companies for EV-to-FCF. This puts Military Commercial Joint Stock Bank in the upper half of its industry. The industry median EV-to-FCF is 6.52. Military Commercial Joint Stock Bank's value of 3.33 is 48.9% below this benchmark. While the company's 10-year median is 1.93 vs. the industry median of 6.52, Military Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.52, based on 1,195 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Military Commercial Joint Stock Bank's current EV-to-FCF of 3.33 is 48.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Military Commercial Joint Stock Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Military Commercial Joint Stock Bank's current EV-to-FCF is 3.33, which is 73% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Military Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Military Commercial Joint Stock Bank (STC:MBB) is currently considered Fairly Valued. The stock's GF Value™ is ₫24,698.04, compared to a current price of ₫24,750.00 — trading 0.2% above its estimated fair value. The current EV-to-FCF is 3.33, which is 73% above median its 10-year median of 1.93 and 48.9% below the Banks industry median of 6.52. Military Commercial Joint Stock Bank's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Military Commercial Joint Stock Bank (STC:MBB), the current EV-to-FCF is 3.33 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Military Commercial Joint Stock Bank (STC:MBB) Overvalued in 2026?

Based on GuruFocus' analysis, Military Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫24,750.00 is trading 0.2% above its estimated GF Value™ of ₫24,698.04. GuruFocus considers Military Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for STC:MBB:

  • EV-to-FCF: 3.33 (73% above median its 10-year median of 1.93)
  • GF Value™: ₫24,698.04 vs. price of ₫24,750.00 (0.2% above fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 48.9% below the Banks median (#430 of 1195)

No single metric tells the full story. See the STC:MBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Military Commercial Joint Stock Bank Business Description

Address No. 18 Le Van Luong Street, 25th Floor, MB Building, Trung Hoa Ward, Cau Giay District, Hanoi, VNM
Military Commercial Joint Stock Bank provides personal and corporate banking services in Vietnam. The company is engaged in mobilizing and receiving short. medium and long-term deposit funds from organizations and individuals; lending on a short, medium and long-term; conducting settlement and cash services and other banking services as approved by the SBV; making capital contributions. Its operating segment includes Banking and Finance; Securities - Fund Management; Insurance and Debt collection - Asset management. The company generates maximum revenue from Banking and Finance segment.
82GF Score

Get the complete analysis for STC:MBB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫24,750.00
Price
₫24,698.04
GF Value