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VersaBank (STU:VEW) EV-to-FCF : 1.78 (As of Dec. 14, 2024)


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What is VersaBank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, VersaBank's Enterprise Value is €303.71 Mil. VersaBank's Free Cash Flow for the trailing twelve months (TTM) ended in Oct. 2024 was €170.16 Mil. Therefore, VersaBank's EV-to-FCF for today is 1.78.

The historical rank and industry rank for VersaBank's EV-to-FCF or its related term are showing as below:

STU:VEW' s EV-to-FCF Range Over the Past 10 Years
Min: -43.68   Med: -0.69   Max: 35.57
Current: 1.82

During the past 13 years, the highest EV-to-FCF of VersaBank was 35.57. The lowest was -43.68. And the median was -0.69.

STU:VEW's EV-to-FCF is ranked better than
69.55% of 1169 companies
in the Banks industry
Industry Median: 5.97 vs STU:VEW: 1.82

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2024-12-14), VersaBank's stock price is €14.40. VersaBank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Oct. 2024 was €1.010. Therefore, VersaBank's PE Ratio (TTM) for today is 14.26.


VersaBank EV-to-FCF Historical Data

The historical data trend for VersaBank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

VersaBank EV-to-FCF Chart

VersaBank Annual Data
Trend Oct15 Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.52 -2.29 -8.65 2.77 1.68

VersaBank Quarterly Data
Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 14.96 4.77 2.32 1.68

Competitive Comparison of VersaBank's EV-to-FCF

For the Banks - Regional subindustry, VersaBank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


VersaBank's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, VersaBank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where VersaBank's EV-to-FCF falls into.



VersaBank EV-to-FCF Calculation

VersaBank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=303.708/170.155
=1.78

VersaBank's current Enterprise Value is €303.71 Mil.
VersaBank's Free Cash Flow for the trailing twelve months (TTM) ended in Oct. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €170.16 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


VersaBank  (STU:VEW) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

VersaBank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=14.40/1.010
=14.26

VersaBank's share price for today is €14.40.
VersaBank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Oct. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.010.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


VersaBank EV-to-FCF Related Terms

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VersaBank Business Description

Comparable Companies
Traded in Other Exchanges
Address
140 Fullarton Street, Suite 2002, London, ON, CAN, N6A 5P2
VersaBank is a Canadian Schedule I chartered bank with a difference. VersaBank became the world's first digital financial institution when it adopted its highly efficient business-to-business model using its proprietary state-of-the-art financial technology to profitably address underserved segments of the Canadian banking market in the pursuit of superior net interest margins, while mitigating risk. VersaBank obtains all of its deposits and provides the majority of its loans and leases electronically, with innovative deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, VersaBank established a wholly-owned, subsidiary.

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