SinoPac Financial Holdings Co (TPE:2890) EV-to-FCF: 9.83 (As of Jul. 13, 2026) — 560% Above Median

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TPE:2890 SinoPac Financial Holdings Co Ltd TPE:2890
80 GF Score
Price NT$40.20
GF Value NT$29.06
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is SinoPac Financial Holdings Co EV-to-FCF?

SinoPac Financial Holdings Co TPE:2890 -0.62% 80 EV-to-FCF is 9.83 as of Jul. 13, 2026, which is 560% above its 10-year median of 1.49. GuruFocus rates TPE:2890 with a GF Score™ of 80/100 and a GF Value™ of NT$29.06 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,198 Banks companies, SinoPac Financial Holdings Co ranks worse than 61.52% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, SinoPac Financial Holdings Co's Enterprise Value is NT$486,957 Mil. SinoPac Financial Holdings Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was NT$49,553 Mil. Therefore, SinoPac Financial Holdings Co's EV-to-FCF for today is 9.83.

The historical rank and industry rank for SinoPac Financial Holdings Co's EV-to-FCF or its related term are showing as below:

TPE:2890' s EV-to-FCF Range Over the Past 10 Years
Min: -51.27   Med: 1.49   Max: 23.39
Current: 9.9

During the past 13 years, the highest EV-to-FCF of SinoPac Financial Holdings Co was 23.39. The lowest was -51.27. And the median was 1.49.

TPE:2890's EV-to-FCF is ranked worse than
61.52% of 1198 companies
in the Banks industry
Industry Median: 6.565 vs TPE:2890: 9.90

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-13), SinoPac Financial Holdings Co's stock price is NT$40.20. SinoPac Financial Holdings Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$1.967. Therefore, SinoPac Financial Holdings Co's PE Ratio (TTM) for today is 20.44.


SinoPac Financial Holdings Co  (TPE:2890) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

SinoPac Financial Holdings Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=40.20/1.967
=20.44

SinoPac Financial Holdings Co's share price for today is NT$40.20.
SinoPac Financial Holdings Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1.967.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


SinoPac Financial Holdings Co EV-to-FCF Related Terms


SinoPac Financial Holdings Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for SinoPac Financial Holdings Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SinoPac Financial Holdings Co EV-to-FCF Chart

SinoPac Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 -0.60 -1.10 -50.97 6.43

SinoPac Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -50.97 2.55 1.54 6.93 6.43

SinoPac Financial Holdings Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, SinoPac Financial Holdings Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SinoPac Financial Holdings Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where SinoPac Financial Holdings Co's EV-to-FCF falls into.


TPE:2890
80GF Score
SinoPac Financial Holdings Co Ltd TPE:2890
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SinoPac Financial Holdings Co EV-to-FCF Calculation

SinoPac Financial Holdings Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=486957.467/49553.337
=9.83

SinoPac Financial Holdings Co's current Enterprise Value is NT$486,957 Mil.
SinoPac Financial Holdings Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$49,553 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 9.83 mean?
SinoPac Financial Holdings Co (TPE:2890) has a EV-to-FCF of 9.83 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SinoPac Financial Holdings Co and its competitors. This is 560% above median its historical median of 1.49. According to the industry distribution chart, SinoPac Financial Holdings Co ranks #737 out of 1198 companies in the Banks industry, placing it in the top 61.5%.
Is SinoPac Financial Holdings Co's EV-to-FCF too high?
SinoPac Financial Holdings Co's current EV-to-FCF of 9.83 is 560% above median its 10-year median of 1.49. The Banks industry median EV-to-FCF is 6.57. SinoPac Financial Holdings Co's value of 9.83 is 49.7% above this industry median. Based on the distribution chart, SinoPac Financial Holdings Co ranks #737 out of 1198 companies in the Banks industry, which is below the industry midpoint. Overall, SinoPac Financial Holdings Co has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, SinoPac Financial Holdings Co ranks #737 out of 1198 companies for EV-to-FCF. This places SinoPac Financial Holdings Co in the lower half of its industry. The industry median EV-to-FCF is 6.57. SinoPac Financial Holdings Co's value of 9.83 is 49.7% above this benchmark. While the company's 10-year median is 1.49 vs. the industry median of 6.57, SinoPac Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SinoPac Financial Holdings Co's current EV-to-FCF of 9.83 is 49.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on SinoPac Financial Holdings Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SinoPac Financial Holdings Co's current EV-to-FCF is 9.83, which is 560% above median its own 10-year median of 1.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$29.06, compared to a current price of NT$40.20 — trading 38.3% above its estimated fair value. The current EV-to-FCF is 9.83, which is 560% above median its 10-year median of 1.49 and 49.7% above the Banks industry median of 6.57. SinoPac Financial Holdings Co's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current EV-to-FCF is 9.83 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?

Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued. The current stock price of NT$40.20 is trading 38.3% above its estimated GF Value™ of NT$29.06. GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for TPE:2890:

  • EV-to-FCF: 9.83 (560% above median its 10-year median of 1.49)
  • GF Value™: NT$29.06 vs. price of NT$40.20 (38.3% above fair value)
  • GF Score™: 80/100 with 7 warning signs
  • Industry Position: 49.7% above the Banks median (#737 of 1198)

No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SinoPac Financial Holdings Co Business Description

Address No. 308, Bade Road, Section 2, 3rd Floor, 5th to 13th Floor, No. 306 and 6th Floor 1, 6th Floor 2, Zhongshan District, Taipei, TWN, 104
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
80GF Score

Get the complete analysis for TPE:2890

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$40.20
Price
NT$29.06
GF Value