The historical rank and industry rank for SinoPac Financial Holdings Co's Pretax Margin % or its related term are showing as below:
TPE:2890'
s Pretax Margin % Range Over the Past 10 Years
Min: 31.36 Med: 40.51 Max: 43.68
Current: 43.09
TPE:2890's Pretax Margin % is ranked better than 69.9% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs TPE:2890: 43.09
SinoPac Financial Holdings Co (TPE:2890) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SinoPac Financial Holdings Co Pretax Margin % Related Terms
SinoPac Financial Holdings Co Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SinoPac Financial Holdings Co Pretax Margin % Chart
SinoPac Financial Holdings Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, SinoPac Financial Holdings Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SinoPac Financial Holdings Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SinoPac Financial Holdings Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SinoPac Financial Holdings Co (TPE:2890) has a Pretax Margin % of 36.13% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SinoPac Financial Holdings Co and its competitors. This is 11% below median its historical median of 40.51. Over the past decade, SinoPac Financial Holdings Co's Pretax Margin % has ranged from 31.36 to 43.68. According to the industry distribution chart, SinoPac Financial Holdings Co ranks #460 out of 1528 companies in the Banks industry, placing it in the top 30.1%.
Is SinoPac Financial Holdings Co's Pretax Margin % too high?
SinoPac Financial Holdings Co's current Pretax Margin % of 36.13% is 11% below median its 10-year median of 40.51. Over the past 10 years, this metric has ranged from a low of 31.36 to a high of 43.68. The Banks industry median Pretax Margin % is 34.72. SinoPac Financial Holdings Co's value of 36.13% is 4.1% above this industry median. Based on the distribution chart, SinoPac Financial Holdings Co ranks #460 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, SinoPac Financial Holdings Co has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, SinoPac Financial Holdings Co ranks #460 out of 1528 companies for Pretax Margin %. This puts SinoPac Financial Holdings Co in the upper half of its industry. The industry median Pretax Margin % is 34.72. SinoPac Financial Holdings Co's value of 36.13% is 4.1% above this benchmark. Historically, SinoPac Financial Holdings Co's own Pretax Margin % has ranged from 31.36 to 43.68 over the past decade. While the company's 10-year median is 40.51 vs. the industry median of 34.72, SinoPac Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SinoPac Financial Holdings Co's current Pretax Margin % of 36.13% is 4.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SinoPac Financial Holdings Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SinoPac Financial Holdings Co's current Pretax Margin % is 36.13%, which is 11% below median its own 10-year median of 40.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.86, compared to a current price of NT$40.00 — trading 38.6% above its estimated fair value. The current Pretax Margin % is 36.13%, which is 11% below median its 10-year median of 40.51 and 4.1% above the Banks industry median of 34.72. SinoPac Financial Holdings Co's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current Pretax Margin % is 36.13% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$40.00 is trading 38.6% above its estimated GF Value™ of NT$28.86.
GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2890:
Pretax Margin %: 36.13% (11% below median its 10-year median of 40.51)
GF Value™: NT$28.86 vs. price of NT$40.00 (38.6% above fair value)
Industry Position: 4.1% above the Banks median (#460 of 1528)
No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SinoPac Financial Holdings Co Business Description
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
80GF Score
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