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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. SinoPac Financial Holdings Co's selling, general, & admin. expense for the
three
months ended in Dec. 2025 was NT$3,594 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was NT$11,618 Mil.
SinoPac Financial Holdings Co (TPE:2890) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
SinoPac Financial Holdings Co Selling, General, & Admin. Expense Related Terms
SinoPac Financial Holdings Co Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SinoPac Financial Holdings Co Selling, General, & Admin. Expense Chart
SinoPac Financial Holdings Co Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, SinoPac Financial Holdings Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SinoPac Financial Holdings Co Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where SinoPac Financial Holdings Co's Selling, General, & Admin. Expense falls into.
SinoPac Financial Holdings Co Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$11,618 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of NT$11,618 Mil mean?
SinoPac Financial Holdings Co (TPE:2890) has a Selling, General, & Admin. Expense of NT$11,618 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on SinoPac Financial Holdings Co and its competitors.
Is SinoPac Financial Holdings Co's Selling, General, & Admin. Expense too high?
SinoPac Financial Holdings Co's current Selling, General, & Admin. Expense is NT$11,618 Mil. Overall, SinoPac Financial Holdings Co has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's Selling, General, & Admin. Expense compare to competitors?
SinoPac Financial Holdings Co's Selling, General, & Admin. Expense of NT$11,618 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on SinoPac Financial Holdings Co and its competitors. SinoPac Financial Holdings Co's current Selling, General, & Admin. Expense is NT$11,618 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.92, compared to a current price of NT$38.95 — trading 34.7% above its estimated fair value. The current Selling, General, & Admin. Expense is NT$11,618 Mil. SinoPac Financial Holdings Co's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current Selling, General, & Admin. Expense is NT$11,618 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$38.95 is trading 34.7% above its estimated GF Value™ of NT$28.92.
GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2890:
Selling, General, & Admin. Expense: NT$11,618 Mil
GF Value™: NT$28.92 vs. price of NT$38.95 (34.7% above fair value)
No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
79GF Score
Get the complete analysis for TPE:2890
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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