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SinoPac Financial Holdings CoTPE:2890 +0.65%77 5-Year Yield-on-Cost % is 3.74 as of Jul. 31, 2026, which is 32% below its 10-year median of 5.54. GuruFocus rates TPE:2890 with a GF Score™ of 77/100 and a GF Value™ of NT$28.79 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,251 Banks companies, SinoPac Financial Holdings Co ranks worse than 51.96% on this metric.
SinoPac Financial Holdings Co (TPE:2890) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
SinoPac Financial Holdings Co 5-Year Yield-on-Cost % Related Terms
SinoPac Financial Holdings Co 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, SinoPac Financial Holdings Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SinoPac Financial Holdings Co 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where SinoPac Financial Holdings Co's 5-Year Yield-on-Cost % falls into.
SinoPac Financial Holdings Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
SinoPac Financial Holdings Co (TPE:2890) has a 5-Year Yield-on-Cost % of 3.74 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SinoPac Financial Holdings Co and its competitors. This is 32% below median its historical median of 5.54. Over the past decade, SinoPac Financial Holdings Co's 5-Year Yield-on-Cost % has ranged from 2.90 to 16.55. According to the industry distribution chart, SinoPac Financial Holdings Co ranks #650 out of 1251 companies in the Banks industry, placing it in the top 52%.
Is SinoPac Financial Holdings Co's 5-Year Yield-on-Cost % too high?
SinoPac Financial Holdings Co's current 5-Year Yield-on-Cost % of 3.74 is 32% below median its 10-year median of 5.54. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 16.55. The Banks industry median 5-Year Yield-on-Cost % is 3.84. SinoPac Financial Holdings Co's value of 3.74 is 2.6% below this industry median. Based on the distribution chart, SinoPac Financial Holdings Co ranks #650 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, SinoPac Financial Holdings Co has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, SinoPac Financial Holdings Co ranks #650 out of 1251 companies for 5-Year Yield-on-Cost %. This places SinoPac Financial Holdings Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. SinoPac Financial Holdings Co's value of 3.74 is 2.6% below this benchmark. Historically, SinoPac Financial Holdings Co's own 5-Year Yield-on-Cost % has ranged from 2.90 to 16.55 over the past decade. While the company's 10-year median is 5.54 vs. the industry median of 3.84, SinoPac Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SinoPac Financial Holdings Co's current 5-Year Yield-on-Cost % of 3.74 is 2.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SinoPac Financial Holdings Co and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SinoPac Financial Holdings Co's current 5-Year Yield-on-Cost % is 3.74, which is 32% below median its own 10-year median of 5.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.79, compared to a current price of NT$38.85 — trading 34.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.74, which is 32% below median its 10-year median of 5.54 and 2.6% below the Banks industry median of 3.84. SinoPac Financial Holdings Co's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current 5-Year Yield-on-Cost % is 3.74 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$38.85 is trading 34.9% above its estimated GF Value™ of NT$28.79.
GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2890:
5-Year Yield-on-Cost %: 3.74 (32% below median its 10-year median of 5.54)
GF Value™: NT$28.79 vs. price of NT$38.85 (34.9% above fair value)
Industry Position: 2.6% below the Banks median (#650 of 1251)
No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
77GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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