SinoPac Financial Holdings Co (TPE:2890) ROE % Adjusted to Book Value: 6.30% (As of Dec. 2025)


TPE:2890 SinoPac Financial Holdings Co Ltd TPE:2890
80 GF Score
Price NT$39.70
GF Value NT$28.89
Valuation Significantly Overvalued
! 7 Warning Signs
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What is SinoPac Financial Holdings Co ROE % Adjusted to Book Value?

SinoPac Financial Holdings Co TPE:2890 +0.51% 80 ROE % Adjusted to Book Value is 6.30% as of Dec. 2025. GuruFocus rates TPE:2890 with a GF Score™ of 80/100 and a GF Value™ of NT$28.89 (Significantly Overvalued). The stock has 7 warning signs investors should review.

SinoPac Financial Holdings Co's ROE % for the quarter that ended in Dec. 2025 was 10.21%. SinoPac Financial Holdings Co's PB Ratio for the quarter that ended in Dec. 2025 was 1.62. SinoPac Financial Holdings Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 6.30%.


SinoPac Financial Holdings Co ROE % Adjusted to Book Value Related Terms


SinoPac Financial Holdings Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for SinoPac Financial Holdings Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SinoPac Financial Holdings Co ROE % Adjusted to Book Value Chart

SinoPac Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.08 8.13 8.95 8.01 7.12

SinoPac Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.24 10.42 6.91 8.99 6.30

SinoPac Financial Holdings Co ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, SinoPac Financial Holdings Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SinoPac Financial Holdings Co ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where SinoPac Financial Holdings Co's ROE % Adjusted to Book Value falls into.


TPE:2890
80GF Score
SinoPac Financial Holdings Co Ltd TPE:2890
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SinoPac Financial Holdings Co ROE % Adjusted to Book Value Calculation

SinoPac Financial Holdings Co's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.53% / 1.62
=7.12%

SinoPac Financial Holdings Co's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.21% / 1.62
=6.30%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.30% mean?
SinoPac Financial Holdings Co (TPE:2890) has a ROE % Adjusted to Book Value of 6.30% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SinoPac Financial Holdings Co and its competitors.
Is SinoPac Financial Holdings Co's ROE % Adjusted to Book Value too high?
SinoPac Financial Holdings Co's current ROE % Adjusted to Book Value is 6.30%. Overall, SinoPac Financial Holdings Co has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's ROE % Adjusted to Book Value compare to competitors?
SinoPac Financial Holdings Co's ROE % Adjusted to Book Value of 6.30% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on SinoPac Financial Holdings Co and its competitors. SinoPac Financial Holdings Co's current ROE % Adjusted to Book Value is 6.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.89, compared to a current price of NT$39.70 — trading 37.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 6.30%. SinoPac Financial Holdings Co's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current ROE % Adjusted to Book Value is 6.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?

Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued. The current stock price of NT$39.70 is trading 37.4% above its estimated GF Value™ of NT$28.89. GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for TPE:2890:

  • ROE % Adjusted to Book Value: 6.30%
  • GF Value™: NT$28.89 vs. price of NT$39.70 (37.4% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SinoPac Financial Holdings Co Business Description

Address No. 308, Bade Road, Section 2, 3rd Floor, 5th to 13th Floor, No. 306 and 6th Floor 1, 6th Floor 2, Zhongshan District, Taipei, TWN, 104
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
80GF Score

Get the complete analysis for TPE:2890

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$39.70
Price
NT$28.89
GF Value