SinoPac Financial Holdings Co (TPE:2890) FCF Margin %: -176.85% (As of Dec. 2025)


TPE:2890 SinoPac Financial Holdings Co Ltd TPE:2890
80 GF Score
Price NT$39.15
GF Value NT$28.77
Valuation Significantly Overvalued
! 7 Warning Signs
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What is SinoPac Financial Holdings Co FCF Margin %?

SinoPac Financial Holdings Co TPE:2890 -2.00% 80 FCF Margin % is -176.85% as of Dec. 2025. GuruFocus rates TPE:2890 with a GF Score™ of 80/100 and a GF Value™ of NT$28.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,505 Banks companies, SinoPac Financial Holdings Co ranks better than 79.34% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SinoPac Financial Holdings Co's Free Cash Flow for the three months ended in Dec. 2025 was NT$-34,431 Mil. SinoPac Financial Holdings Co's Revenue for the three months ended in Dec. 2025 was NT$19,468 Mil. Therefore, SinoPac Financial Holdings Co's FCF Margin % for the quarter that ended in Dec. 2025 was -176.85%.

As of today, SinoPac Financial Holdings Co's current FCF Yield % is 8.55%.

The historical rank and industry rank for SinoPac Financial Holdings Co's FCF Margin % or its related term are showing as below:

TPE:2890' s FCF Margin % Range Over the Past 10 Years
Min: -287.02   Med: 57.66   Max: 321.6
Current: 66.66


During the past 13 years, the highest FCF Margin % of SinoPac Financial Holdings Co was 321.60%. The lowest was -287.02%. And the median was 57.66%.

TPE:2890's FCF Margin % is ranked better than
79.34% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs TPE:2890: 66.66


SinoPac Financial Holdings Co FCF Margin % Related Terms


SinoPac Financial Holdings Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for SinoPac Financial Holdings Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SinoPac Financial Holdings Co FCF Margin % Chart

SinoPac Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 180.75 207.56 -287.02 -7.81 66.66

SinoPac Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -330.42 94.53 355.78 34.92 -176.85

SinoPac Financial Holdings Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, SinoPac Financial Holdings Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SinoPac Financial Holdings Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where SinoPac Financial Holdings Co's FCF Margin % falls into.


TPE:2890
80GF Score
SinoPac Financial Holdings Co Ltd TPE:2890
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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SinoPac Financial Holdings Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

SinoPac Financial Holdings Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=49553.337/74334.998
=66.66 %

SinoPac Financial Holdings Co's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-34430.511/19468.441
=-176.85 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -176.85% mean?
SinoPac Financial Holdings Co (TPE:2890) has a FCF Margin % of -176.85% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SinoPac Financial Holdings Co and its competitors. According to the industry distribution chart, SinoPac Financial Holdings Co ranks #311 out of 1505 companies in the Banks industry, placing it in the top 20.7%.
Is SinoPac Financial Holdings Co's FCF Margin % too high?
SinoPac Financial Holdings Co's current FCF Margin % is -176.85%. Based on the distribution chart, SinoPac Financial Holdings Co ranks #311 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SinoPac Financial Holdings Co has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, SinoPac Financial Holdings Co ranks #311 out of 1505 companies for FCF Margin %. This places SinoPac Financial Holdings Co in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SinoPac Financial Holdings Co and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SinoPac Financial Holdings Co's current FCF Margin % is -176.85%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.77, compared to a current price of NT$39.15 — trading 36.1% above its estimated fair value. The current FCF Margin % is -176.85%. SinoPac Financial Holdings Co's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current FCF Margin % is -176.85% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?

Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued. The current stock price of NT$39.15 is trading 36.1% above its estimated GF Value™ of NT$28.77. GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for TPE:2890:

  • FCF Margin %: -176.85%
  • GF Value™: NT$28.77 vs. price of NT$39.15 (36.1% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SinoPac Financial Holdings Co Business Description

Address No. 308, Bade Road, Section 2, 3rd Floor, 5th to 13th Floor, No. 306 and 6th Floor 1, 6th Floor 2, Zhongshan District, Taipei, TWN, 104
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
80GF Score

Get the complete analysis for TPE:2890

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$39.15
Price
NT$28.77
GF Value