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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. SinoPac Financial Holdings Co's Total Liabilities for the quarter that ended in Jun. 2026 was NT$3,724,545 Mil. SinoPac Financial Holdings Co's Total Assets for the quarter that ended in Jun. 2026 was NT$3,992,237 Mil.
Therefore, SinoPac Financial Holdings Co's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.93.
SinoPac Financial Holdings Co (TPE:2890) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
SinoPac Financial Holdings Co Liabilities-to-Assets Related Terms
SinoPac Financial Holdings Co Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SinoPac Financial Holdings Co Liabilities-to-Assets Chart
SinoPac Financial Holdings Co Liabilities-to-Assets Competitor Comparison
For the Banks - Regional subindustry, SinoPac Financial Holdings Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SinoPac Financial Holdings Co Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where SinoPac Financial Holdings Co's Liabilities-to-Assets falls into.
SinoPac Financial Holdings Co Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
SinoPac Financial Holdings Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SinoPac Financial Holdings Co (TPE:2890) has a Liabilities-to-Assets of 0.93 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on SinoPac Financial Holdings Co and its competitors.
Is SinoPac Financial Holdings Co's Liabilities-to-Assets too high?
SinoPac Financial Holdings Co's current Liabilities-to-Assets is 0.93. Overall, SinoPac Financial Holdings Co has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's Liabilities-to-Assets compare to competitors?
SinoPac Financial Holdings Co's Liabilities-to-Assets of 0.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on SinoPac Financial Holdings Co and its competitors. SinoPac Financial Holdings Co's current Liabilities-to-Assets is 0.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$30.72, compared to a current price of NT$45.25 — trading 47.3% above its estimated fair value. The current Liabilities-to-Assets is 0.93. SinoPac Financial Holdings Co's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current Liabilities-to-Assets is 0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$45.25 is trading 47.3% above its estimated GF Value™ of NT$30.72.
GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.
Key valuation signals for TPE:2890:
Liabilities-to-Assets: 0.93
GF Value™: NT$30.72 vs. price of NT$45.25 (47.3% above fair value)
No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
79GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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