SinoPac Financial Holdings Co (TPE:2890) GF Value Rank: 3 (As of Aug. 04, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2890 SinoPac Financial Holdings Co Ltd TPE:2890
76 GF Score
Price NT$40.05
GF Value NT$28.85
Valuation Significantly Overvalued
! 6 Warning Signs
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What is SinoPac Financial Holdings Co GF Value Rank?

SinoPac Financial Holdings Co TPE:2890 -1.35% 76 GF Value Rank is 3 as of Aug. 04, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates TPE:2890 with a GF Score™ of 76/100 and a GF Value™ of NT$28.85 (Significantly Overvalued). The stock has 6 warning signs investors should review.

SinoPac Financial Holdings Co has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


SinoPac Financial Holdings Co GF Value Rank Related Terms


SinoPac Financial Holdings Co GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, SinoPac Financial Holdings Co's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SinoPac Financial Holdings Co GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, SinoPac Financial Holdings Co's GF Value Rank distribution charts can be found below:

* The bar in red indicates where SinoPac Financial Holdings Co's GF Value Rank falls into.


TPE:2890
76GF Score
SinoPac Financial Holdings Co Ltd TPE:2890
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
SinoPac Financial Holdings Co (TPE:2890) has a GF Value Rank of 3 as of Aug. 04, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on SinoPac Financial Holdings Co and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, SinoPac Financial Holdings Co's GF Value Rank has ranged from 3.00 to 10.00.
Is SinoPac Financial Holdings Co's GF Value Rank too high?
SinoPac Financial Holdings Co's current GF Value Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, SinoPac Financial Holdings Co has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SinoPac Financial Holdings Co's GF Value Rank compare to competitors?
SinoPac Financial Holdings Co's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, SinoPac Financial Holdings Co's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on SinoPac Financial Holdings Co and its competitors. SinoPac Financial Holdings Co's current GF Value Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SinoPac Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, SinoPac Financial Holdings Co (TPE:2890) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$28.85, compared to a current price of NT$40.05 — trading 38.8% above its estimated fair value. The current GF Value Rank is 3, which is 50% below median its 10-year median of 6.00. SinoPac Financial Holdings Co's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For SinoPac Financial Holdings Co (TPE:2890), the current GF Value Rank is 3 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SinoPac Financial Holdings Co (TPE:2890) Overvalued in 2026?

Based on GuruFocus' analysis, SinoPac Financial Holdings Co stock appears to be overvalued. The current stock price of NT$40.05 is trading 38.8% above its estimated GF Value™ of NT$28.85. GuruFocus considers SinoPac Financial Holdings Co to be Significantly Overvalued.

Key valuation signals for TPE:2890:

  • GF Value Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: NT$28.85 vs. price of NT$40.05 (38.8% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the TPE:2890 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SinoPac Financial Holdings Co Business Description

Address No. 308, Bade Road, Section 2, 3rd Floor, 5th to 13th Floor, No. 306 and 6th Floor 1, 6th Floor 2, Zhongshan District, Taipei, TWN, 104
SinoPac Financial Holdings Co Ltd is a Taiwan-based financial holdings company. The company's business segments consist of the banking business, which includes Bank SinoPac and its subsidiaries, offering investment, insurance agent, insurance brokerage, and other services; the securities business, which includes SinoPac Securities and its subsidiaries, and offers securities dealings, investment consulting, asset management, and other services; and the other business segment, which conducts businesses through several other subsidiaries. The company generates its revenue from the banking business. The company has a business presence in Taiwan, the United States, Asia, and other countries, with Taiwan accounting for majority of its revenue.
76GF Score

Get the complete analysis for TPE:2890

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$40.05
Price
NT$28.85
GF Value