WBHC (Wilson Bank Holding Co) EV-to-FCF: 71.99 (As of Aug. 04, 2026) — 1274% Above Median

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WBHC Wilson Bank Holding Co WBHC
67 GF Score
Price $550.00
GF Value $194.48
! 5 Warning Signs
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What is Wilson Bank Holding Co EV-to-FCF?

Wilson Bank Holding Co WBHC 67 EV-to-FCF is 71.99 as of Aug. 04, 2026, which is 1274% above its 10-year median of 5.24. GuruFocus rates WBHC with a GF Score™ of 67/100 and a GF Value™ of $194.48. The stock has 5 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Wilson Bank Holding Co's Enterprise Value is $6,408.4 Mil. Wilson Bank Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $89.0 Mil. Therefore, Wilson Bank Holding Co's EV-to-FCF for today is 71.99.

The historical rank and industry rank for Wilson Bank Holding Co's EV-to-FCF or its related term are showing as below:

WBHC' s EV-to-FCF Range Over the Past 10 Years
Min: -4.14   Med: 5.24   Max: 73.52
Current: 71.99

During the past 13 years, the highest EV-to-FCF of Wilson Bank Holding Co was 73.52. The lowest was -4.14. And the median was 5.24.

WBHC's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.25 vs WBHC: 71.99

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-04), Wilson Bank Holding Co's stock price is $550.00. Wilson Bank Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $6.700. Therefore, Wilson Bank Holding Co's PE Ratio (TTM) for today is 82.09.


Wilson Bank Holding Co  (OTCPK:WBHC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Wilson Bank Holding Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=550.00/6.700
=82.09

Wilson Bank Holding Co's share price for today is $550.00.
Wilson Bank Holding Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $6.700.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Wilson Bank Holding Co EV-to-FCF Related Terms


Wilson Bank Holding Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Wilson Bank Holding Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wilson Bank Holding Co EV-to-FCF Chart

Wilson Bank Holding Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.86 4.36 2.05 31.48 20.50

Wilson Bank Holding Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.00 23.84 23.38 20.50 72.00

WBHC vs VLY, PB, CBSH: EV-to-FCF Comparison

For the Banks - Regional subindustry, Wilson Bank Holding Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wilson Bank Holding Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Wilson Bank Holding Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Wilson Bank Holding Co's EV-to-FCF falls into.


WBHC
67GF Score
Wilson Bank Holding Co WBHC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Wilson Bank Holding Co EV-to-FCF Calculation

Wilson Bank Holding Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=6408.402/89.019
=71.99

Wilson Bank Holding Co's current Enterprise Value is $6,408.4 Mil.
Wilson Bank Holding Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $89.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 71.99 mean?
Wilson Bank Holding Co (WBHC) has a EV-to-FCF of 71.99 as of Aug. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wilson Bank Holding Co and its competitors. This is 1274% above median its historical median of 5.24.
Is Wilson Bank Holding Co's EV-to-FCF too high?
Wilson Bank Holding Co's current EV-to-FCF of 71.99 is 1274% above median its 10-year median of 5.24. The Banks industry median EV-to-FCF is 7.25. Wilson Bank Holding Co's value of 71.99 is 893% above this industry median. Overall, Wilson Bank Holding Co has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Wilson Bank Holding Co's EV-to-FCF compare to VLY and PB?
Wilson Bank Holding Co's EV-to-FCF of 71.99 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 7.25. Wilson Bank Holding Co's value of 71.99 is 893% above this benchmark. While the company's 10-year median is 5.24 vs. the industry median of 7.25, Wilson Bank Holding Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.25, based on 1,197 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wilson Bank Holding Co's current EV-to-FCF of 71.99 is 893% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wilson Bank Holding Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wilson Bank Holding Co's current EV-to-FCF is 71.99, which is 1274% above median its own 10-year median of 5.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wilson Bank Holding Co stock overvalued right now?
Wilson Bank Holding Co (WBHC) has a current EV-to-FCF of 71.99. The stock's GF Value™ is $194.48, compared to a current price of $550.00 — trading 182.8% above its estimated fair value. The current EV-to-FCF is 71.99, which is 1274% above median its 10-year median of 5.24 and 893% above the Banks industry median of 7.25. Wilson Bank Holding Co's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Wilson Bank Holding Co (WBHC), the current EV-to-FCF is 71.99 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wilson Bank Holding Co (WBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Wilson Bank Holding Co stock appears to be overvalued. The current stock price of $550.00 is trading 182.8% above its estimated GF Value™ of $194.48.

Key valuation signals for WBHC:

  • EV-to-FCF: 71.99 (1274% above median its 10-year median of 5.24)
  • GF Value™: $194.48 vs. price of $550.00 (182.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs
  • Industry Position: 893% above the Banks median

No single metric tells the full story. See the WBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wilson Bank Holding Co Business Description

Address 623 West Main Street, Lebanon, TN, USA, 37087
Wilson Bank Holding Co is a Tennessee-based bank holding company. Its banking operations offer a full range of lending products, including commercial, real estate, and consumer loans to individuals, businesses, and professional entities. The company operates in Wilson, DeKalb, Trousdale, Smith, Rutherford, Putnam, Davidson, Williamson, and Sumner counties in Tennessee. It earns its revenue from interest and deposit income. The operations of the company have one operating segment, banking.
67GF Score

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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$550.00
Price
$194.48
GF Value