Woodsboro Bk MDWOBK 57 EV-to-FCF is 1.43 as of Jul. 01, 2026. GuruFocus rates WOBK with a GF Score™ of 57/100 and a GF Value™ of $64.96 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,194 Banks companies, Woodsboro Bk MD ranks better than 73.87% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Woodsboro Bk MD's Enterprise Value is $13.53 Mil.
Woodsboro Bk MD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9.48 Mil. Therefore, Woodsboro Bk MD's EV-to-FCF for today is 1.43.
The historical rank and industry rank for Woodsboro Bk MD's EV-to-FCF or its related term are showing as below:
WOBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -153.2 Med: -0.86 Max: 4.93
Current: 1.43
During the past 7 years, the highest EV-to-FCF of Woodsboro Bk MD was 4.93. The lowest was -153.20. And the median was -0.86.
WOBK's EV-to-FCF is ranked better than 73.87% of 1194
companies
in the Banks industry
Industry Median: 6.565
vs WOBK: 1.43
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Woodsboro Bk MD (OTCPK:WOBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Woodsboro Bk MD's PE Ratio (TTM) for today is calculated as:
Woodsboro Bk MD's share price for today is $85.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Woodsboro Bk MD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $11.080.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Woodsboro Bk MD EV-to-FCF Related Terms
Woodsboro Bk MD EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Woodsboro Bk MD's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Woodsboro Bk MD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodsboro Bk MD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Woodsboro Bk MD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Woodsboro Bk MD's EV-to-FCF falls into.
Woodsboro Bk MD's current Enterprise Value is $13.53 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Woodsboro Bk MD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $9.48 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodsboro Bk MD (WOBK) has a EV-to-FCF of 1.43 as of Jul. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Woodsboro Bk MD and its competitors. According to the industry distribution chart, Woodsboro Bk MD ranks #312 out of 1194 companies in the Banks industry, placing it in the top 26.1%.
Is Woodsboro Bk MD's EV-to-FCF too high?
Woodsboro Bk MD's current EV-to-FCF is 1.43. The Banks industry median EV-to-FCF is 6.57. Woodsboro Bk MD's value of 1.43 is 78.2% below this industry median. Based on the distribution chart, Woodsboro Bk MD ranks #312 out of 1194 companies in the Banks industry, which is above the industry midpoint. Overall, Woodsboro Bk MD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodsboro Bk MD's EV-to-FCF compare to FBPA and RBNK?
According to the Banks industry distribution chart, Woodsboro Bk MD ranks #312 out of 1194 companies for EV-to-FCF. This puts Woodsboro Bk MD in the upper half of its industry. The industry median EV-to-FCF is 6.57. Woodsboro Bk MD's value of 1.43 is 78.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodsboro Bk MD's current EV-to-FCF of 1.43 is 78.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Woodsboro Bk MD and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodsboro Bk MD's current EV-to-FCF is 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodsboro Bk MD stock overvalued right now?
Based on GuruFocus' analysis, Woodsboro Bk MD (WOBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $64.96, compared to a current price of $85.00 — trading 30.8% above its estimated fair value. The current EV-to-FCF is 1.43 and 78.2% below the Banks industry median of 6.57. Woodsboro Bk MD's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Woodsboro Bk MD (WOBK), the current EV-to-FCF is 1.43 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodsboro Bk MD (WOBK) Overvalued in 2026?
Based on GuruFocus' analysis, Woodsboro Bk MD stock appears to be overvalued.
The current stock price of $85.00 is trading 30.8% above its estimated GF Value™ of $64.96.
GuruFocus considers Woodsboro Bk MD to be Significantly Overvalued.
Key valuation signals for WOBK:
EV-to-FCF: 1.43
GF Value™: $64.96 vs. price of $85.00 (30.8% above fair value)
Industry Position: 78.2% below the Banks median (#312 of 1194)
No single metric tells the full story. See the WOBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodsboro Bk MD provides a variety of financial services to individuals and corporate customers in its principal market area of Frederick County, Maryland through its five offices in Woodsboro, Frederick, and Thurmont, Maryland. The Bank's loans are categorized into seven segments: commercial real estate, residential real estate, multifamily real estate, real estate construction, other construction and land development, commercial and consumer loans.
57GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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