Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hypo Alpe-Adria Bank AD's Enterprise Value is BAM37.57 Mil.
Hypo Alpe-Adria Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM-55.47 Mil. Therefore, Hypo Alpe-Adria Bank AD's EV-to-FCF for today is -0.68.
The historical rank and industry rank for Hypo Alpe-Adria Bank AD's EV-to-FCF or its related term are showing as below:
XBLB:KRLB-R-A'
s EV-to-FCF Range Over the Past 10 Years
Min: -53.35 Med: -0.68 Max: 0.31
Current: -0.68
During the past 13 years, the highest EV-to-FCF of Hypo Alpe-Adria Bank AD was 0.31. The lowest was -53.35. And the median was -0.68.
XBLB:KRLB-R-A's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.575
vs XBLB:KRLB-R-A: -0.68
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hypo Alpe-Adria Bank AD's PE Ratio (TTM) for today is calculated as:
Hypo Alpe-Adria Bank AD's share price for today is BAM1.14.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hypo Alpe-Adria Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was BAM0.175.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBLB:KRLB-R-A vs PNC, USB, NU: EV-to-FCF Comparison
For the Banks - Regional subindustry, Hypo Alpe-Adria Bank AD's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hypo Alpe-Adria Bank AD EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Hypo Alpe-Adria Bank AD's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hypo Alpe-Adria Bank AD's EV-to-FCF falls into.
Hypo Alpe-Adria Bank AD's current Enterprise Value is BAM37.57 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Hypo Alpe-Adria Bank AD's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM-55.47 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a EV-to-FCF of -0.68 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hypo Alpe-Adria Bank AD and its competitors.
Is Hypo Alpe-Adria Bank AD's EV-to-FCF too high?
Hypo Alpe-Adria Bank AD's current EV-to-FCF is -0.68. Overall, Hypo Alpe-Adria Bank AD has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Hypo Alpe-Adria Bank AD's EV-to-FCF compare to PNC and USB?
Hypo Alpe-Adria Bank AD's EV-to-FCF of -0.68 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hypo Alpe-Adria Bank AD and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hypo Alpe-Adria Bank AD's current EV-to-FCF is -0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hypo Alpe-Adria Bank AD stock overvalued right now?
Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) has a current EV-to-FCF of -0.68. The stock's GF Value™ is BAM1.31, compared to a current price of BAM1.14 — trading 13% below its estimated fair value. The current EV-to-FCF is -0.68. Hypo Alpe-Adria Bank AD's overall GF Score™ is 18/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A), the current EV-to-FCF is -0.68 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hypo Alpe-Adria Bank AD (XBLB:KRLB-R-A) Overvalued in 2026?
Based on GuruFocus' analysis, Hypo Alpe-Adria Bank AD stock appears to be undervalued.
The current stock price of BAM1.14 is trading 13% below its estimated GF Value™ of BAM1.31.
Key valuation signals for XBLB:KRLB-R-A:
EV-to-FCF: -0.68
GF Value™: BAM1.31 vs. price of BAM1.14 (13% below fair value)
No single metric tells the full story. See the XBLB:KRLB-R-A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hypo Alpe-Adria Bank AD is a bank. It is engaged in providing financial products and services. The company's operating segment includes Consumer; SME Business; Mortgage; Large Corporates; Public Finance; and Corporate Center. It offers products and services including loans, leasing, savings, currency exchange, mobile banking, advisory services, deposits, and investment banking services. It generates the majority of its revenue from the Consumer segment.
18GF Score
Get the complete analysis for XBLB:KRLB-R-A
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XBLB:KRLB-R-A has been successfully added to your 
