Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Societe Generale Ghana's Enterprise Value is GHS897 Mil.
Societe Generale Ghana's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was GHS908 Mil. Therefore, Societe Generale Ghana's EV-to-FCF for today is 0.99.
The historical rank and industry rank for Societe Generale Ghana's EV-to-FCF or its related term are showing as below:
XGHA:SOGEGH'
s EV-to-FCF Range Over the Past 10 Years
Min: -27.93 Med: -0.13 Max: 359.7
Current: 1
During the past 13 years, the highest EV-to-FCF of Societe Generale Ghana was 359.70. The lowest was -27.93. And the median was -0.13.
XGHA:SOGEGH's EV-to-FCF is ranked better than 78.97% of 1184
companies
in the Banks industry
Industry Median: 6.98
vs XGHA:SOGEGH: 1.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Societe Generale Ghana (XGHA:SOGEGH) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Societe Generale Ghana's PE Ratio (TTM) for today is calculated as:
Societe Generale Ghana's share price for today is GHS5.98.
Societe Generale Ghana's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS0.612.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Ghana EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Societe Generale Ghana's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Generale Ghana EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Societe Generale Ghana's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Societe Generale Ghana's EV-to-FCF falls into.
Societe Generale Ghana's current Enterprise Value is GHS897 Mil.
Societe Generale Ghana's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS908 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Generale Ghana (XGHA:SOGEGH) has a EV-to-FCF of 0.99 as of Sep. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Societe Generale Ghana and its competitors. According to the industry distribution chart, Societe Generale Ghana ranks #249 out of 1184 companies in the Banks industry, placing it in the top 21%.
Is Societe Generale Ghana's EV-to-FCF too high?
Societe Generale Ghana's current EV-to-FCF is 0.99. The Banks industry median EV-to-FCF is 6.98. Societe Generale Ghana's value of 0.99 is 85.8% below this industry median. Based on the distribution chart, Societe Generale Ghana ranks #249 out of 1184 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Societe Generale Ghana has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Generale Ghana's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Societe Generale Ghana ranks #249 out of 1184 companies for EV-to-FCF. This places Societe Generale Ghana in the top 21% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.98. Societe Generale Ghana's value of 0.99 is 85.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.98, based on 1,184 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Generale Ghana's current EV-to-FCF of 0.99 is 85.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Societe Generale Ghana and its competitors. For the Banks industry, the median EV-to-FCF is 6.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Generale Ghana's current EV-to-FCF is 0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Generale Ghana stock overvalued right now?
Based on GuruFocus' analysis, Societe Generale Ghana (XGHA:SOGEGH) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS1.76, compared to a current price of GHS5.98 — trading 239.8% above its estimated fair value. The current EV-to-FCF is 0.99 and 85.8% below the Banks industry median of 6.98. Societe Generale Ghana's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Societe Generale Ghana (XGHA:SOGEGH), the current EV-to-FCF is 0.99 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Generale Ghana (XGHA:SOGEGH) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Generale Ghana stock appears to be overvalued.
The current stock price of GHS5.98 is trading 239.8% above its estimated GF Value™ of GHS1.76.
GuruFocus considers Societe Generale Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:SOGEGH:
EV-to-FCF: 0.99
GF Value™: GHS1.76 vs. price of GHS5.98 (239.8% above fair value)
Industry Position: 85.8% below the Banks median (#249 of 1184)
No single metric tells the full story. See the XGHA:SOGEGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Generale Ghana PLC is a financial institution that provides retail banking, corporate banking, investment banking, and other financial intermediary financial services to individuals and corporates. Its business lines include Retail Banking, Corporate Banking and Treasury. The retail banking unit serve the needs of individuals, high net worth clients, and institutional clients. Corporate banking is responsible for providing loans and other credit facilities, as well as mobilizing deposits. The Treasury unit undertakes the bank's funding activities.
73GF Score
Get the complete analysis for XGHA:SOGEGH
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XGHA:SOGEGH has been successfully added to your 
