Seguros Vida Security Prevision (XSGO:PREVISION) EV-to-FCF: 3.96 (As of Jul. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XSGO:PREVISION Seguros Vida Security Prevision SA XSGO:PREVISION
12 GF Score
Price CLP554.40
GF Value CLP1,147.16
! 3 Warning Signs
View Full Analysis

What is Seguros Vida Security Prevision EV-to-FCF?

Seguros Vida Security Prevision XSGO:PREVISION 12 EV-to-FCF is 3.96 as of Jul. 22, 2026. GuruFocus rates XSGO:PREVISION with a GF Score™ of 12/100 and a GF Value™ of CLP1,147.16. The stock has 3 warning signs investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Seguros Vida Security Prevision's Enterprise Value is CLP263,508 Mil. Seguros Vida Security Prevision's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was CLP66,514 Mil. Therefore, Seguros Vida Security Prevision's EV-to-FCF for today is 3.96.

The historical rank and industry rank for Seguros Vida Security Prevision's EV-to-FCF or its related term are showing as below:

XSGO:PREVISION' s EV-to-FCF Range Over the Past 10 Years
Min: -74.67   Med: -5.37   Max: 44.71
Current: 3.96

During the past 13 years, the highest EV-to-FCF of Seguros Vida Security Prevision was 44.71. The lowest was -74.67. And the median was -5.37.

XSGO:PREVISION's EV-to-FCF is not ranked
in the Insurance industry.
Industry Median: 9.755 vs XSGO:PREVISION: 3.96

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-22), Seguros Vida Security Prevision's stock price is CLP554.40. Seguros Vida Security Prevision's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was CLP89.576. Therefore, Seguros Vida Security Prevision's PE Ratio (TTM) for today is 6.19.


Seguros Vida Security Prevision  (XSGO:PREVISION) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Seguros Vida Security Prevision's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=554.40/89.576
=6.19

Seguros Vida Security Prevision's share price for today is CLP554.40.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Seguros Vida Security Prevision's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was CLP89.576.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Seguros Vida Security Prevision EV-to-FCF Related Terms


Seguros Vida Security Prevision EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Seguros Vida Security Prevision's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seguros Vida Security Prevision EV-to-FCF Chart

Seguros Vida Security Prevision Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.19 -63.60 3.27 -15.34 3.94

Seguros Vida Security Prevision Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.19 -63.60 3.27 -15.34 3.94

XSGO:PREVISION vs AFL, MET, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, Seguros Vida Security Prevision's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seguros Vida Security Prevision EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Seguros Vida Security Prevision's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Seguros Vida Security Prevision's EV-to-FCF falls into.


XSGO:PREVISION
12GF Score
Seguros Vida Security Prevision SA XSGO:PREVISION
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seguros Vida Security Prevision EV-to-FCF Calculation

Seguros Vida Security Prevision's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=263507.676/66514.103
=3.96

Seguros Vida Security Prevision's current Enterprise Value is CLP263,508 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Seguros Vida Security Prevision's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2024 was CLP66,514 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 3.96 mean?
Seguros Vida Security Prevision (XSGO:PREVISION) has a EV-to-FCF of 3.96 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Seguros Vida Security Prevision and its competitors.
Is Seguros Vida Security Prevision's EV-to-FCF too high?
Seguros Vida Security Prevision's current EV-to-FCF is 3.96. The Insurance industry median EV-to-FCF is 9.76. Seguros Vida Security Prevision's value of 3.96 is 59.4% below this industry median. Overall, Seguros Vida Security Prevision has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Seguros Vida Security Prevision's EV-to-FCF compare to AFL and MET?
Seguros Vida Security Prevision's EV-to-FCF of 3.96 can be compared against companies in the Insurance industry. The industry median EV-to-FCF is 9.76. Seguros Vida Security Prevision's value of 3.96 is 59.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.76, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seguros Vida Security Prevision's current EV-to-FCF of 3.96 is 59.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Seguros Vida Security Prevision and its competitors. For the Insurance industry, the median EV-to-FCF is 9.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seguros Vida Security Prevision's current EV-to-FCF is 3.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seguros Vida Security Prevision stock overvalued right now?
Seguros Vida Security Prevision (XSGO:PREVISION) has a current EV-to-FCF of 3.96. The stock's GF Value™ is CLP1,147.16, compared to a current price of CLP554.40 — trading 51.7% below its estimated fair value. The current EV-to-FCF is 3.96 and 59.4% below the Insurance industry median of 9.76. Seguros Vida Security Prevision's overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Seguros Vida Security Prevision (XSGO:PREVISION), the current EV-to-FCF is 3.96 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seguros Vida Security Prevision (XSGO:PREVISION) Overvalued in 2026?

Based on GuruFocus' analysis, Seguros Vida Security Prevision stock appears to be undervalued. The current stock price of CLP554.40 is trading 51.7% below its estimated GF Value™ of CLP1,147.16.

Key valuation signals for XSGO:PREVISION:

  • EV-to-FCF: 3.96
  • GF Value™: CLP1,147.16 vs. price of CLP554.40 (51.7% below fair value)
  • GF Score™: 12/100 with 3 warning signs
  • Industry Position: 59.4% below the Insurance median

No single metric tells the full story. See the XSGO:PREVISION stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seguros Vida Security Prevision Business Description

Address Avenue Apoquindo 3150, Piso 8, Las Condes, Santiago, CHL
Seguros Vida Security Prevision SA offers a range of insurance products and service. It offers life, health, group, family insurance, as well as private pensions and mass insurance. It provides its services to individuals and corporates, insurance brokers, financial institutions, retail, among others.
12GF Score

Get the complete analysis for XSGO:PREVISION

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CLP554.40
Price
CLP1,147.16
GF Value