Clal Insurance Enterprises Holdings (XTAE:CLIS) EV-to-FCF: 20.14 (As of Sep. 15, 2026) — 6613% Above Median

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XTAE:CLIS Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
73 GF Score
Price ₪279.90
GF Value ₪123.62
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Clal Insurance Enterprises Holdings EV-to-FCF?

Clal Insurance Enterprises Holdings XTAE:CLIS +1.34% 73 EV-to-FCF is 20.14 as of Sep. 15, 2026, which is 6613% above its 10-year median of 0.30. GuruFocus rates XTAE:CLIS with a GF Score™ of 73/100 and a GF Value™ of ₪123.62 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 392 Insurance companies, Clal Insurance Enterprises Holdings ranks worse than 76.02% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Clal Insurance Enterprises Holdings's Enterprise Value is ₪33,188 Mil. Clal Insurance Enterprises Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₪1,648 Mil. Therefore, Clal Insurance Enterprises Holdings's EV-to-FCF for today is 20.14.

The historical rank and industry rank for Clal Insurance Enterprises Holdings's EV-to-FCF or its related term are showing as below:

XTAE:CLIS' s EV-to-FCF Range Over the Past 10 Years
Min: -54.89   Med: 0.3   Max: 54.16
Current: 19.96

During the past 13 years, the highest EV-to-FCF of Clal Insurance Enterprises Holdings was 54.16. The lowest was -54.89. And the median was 0.30.

XTAE:CLIS's EV-to-FCF is ranked worse than
76.02% of 392 companies
in the Insurance industry
Industry Median: 9.34 vs XTAE:CLIS: 19.96

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-15), Clal Insurance Enterprises Holdings's stock price is ₪279.90. Clal Insurance Enterprises Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₪28.640. Therefore, Clal Insurance Enterprises Holdings's PE Ratio (TTM) for today is 9.77.


Clal Insurance Enterprises Holdings  (XTAE:CLIS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Clal Insurance Enterprises Holdings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=279.90/28.640
=9.77

Clal Insurance Enterprises Holdings's share price for today is ₪279.90.
Clal Insurance Enterprises Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪28.640.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Clal Insurance Enterprises Holdings EV-to-FCF Related Terms


Clal Insurance Enterprises Holdings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Clal Insurance Enterprises Holdings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Clal Insurance Enterprises Holdings EV-to-FCF Chart

Clal Insurance Enterprises Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.48 2.51 -2.68 12.50 12.10

Clal Insurance Enterprises Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.25 22.84 12.10 44.37 17.57

XTAE:CLIS vs MET, AFL, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, Clal Insurance Enterprises Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Clal Insurance Enterprises Holdings EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Clal Insurance Enterprises Holdings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Clal Insurance Enterprises Holdings's EV-to-FCF falls into.


XTAE:CLIS
73GF Score
Clal Insurance Enterprises Holdings Ltd XTAE:CLIS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Clal Insurance Enterprises Holdings EV-to-FCF Calculation

Clal Insurance Enterprises Holdings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=33188.008/1648
=20.14

Clal Insurance Enterprises Holdings's current Enterprise Value is ₪33,188 Mil.
Clal Insurance Enterprises Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₪1,648 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 20.14 mean?
Clal Insurance Enterprises Holdings (XTAE:CLIS) has a EV-to-FCF of 20.14 as of Sep. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Clal Insurance Enterprises Holdings and its competitors. This is 6613% above median its historical median of 0.30. According to the industry distribution chart, Clal Insurance Enterprises Holdings ranks #298 out of 392 companies in the Insurance industry, placing it in the top 76%.
Is Clal Insurance Enterprises Holdings' EV-to-FCF too high?
Clal Insurance Enterprises Holdings' current EV-to-FCF of 20.14 is 6613% above median its 10-year median of 0.30. The Insurance industry median EV-to-FCF is 9.34. Clal Insurance Enterprises Holdings' value of 20.14 is 115.6% above this industry median. Based on the distribution chart, Clal Insurance Enterprises Holdings ranks #298 out of 392 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Clal Insurance Enterprises Holdings has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Clal Insurance Enterprises Holdings' EV-to-FCF compare to MET and AFL?
According to the Insurance industry distribution chart, Clal Insurance Enterprises Holdings ranks #298 out of 392 companies for EV-to-FCF. This places Clal Insurance Enterprises Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.34. Clal Insurance Enterprises Holdings' value of 20.14 is 115.6% above this benchmark. While the company's 10-year median is 0.30 vs. the industry median of 9.34, Clal Insurance Enterprises Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.34, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Clal Insurance Enterprises Holdings's current EV-to-FCF of 20.14 is 115.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Clal Insurance Enterprises Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Clal Insurance Enterprises Holdings's current EV-to-FCF is 20.14, which is 6613% above median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clal Insurance Enterprises Holdings stock overvalued right now?
Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings (XTAE:CLIS) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪123.62, compared to a current price of ₪279.90 — trading 126.4% above its estimated fair value. The current EV-to-FCF is 20.14, which is 6613% above median its 10-year median of 0.30 and 115.6% above the Insurance industry median of 9.34. Clal Insurance Enterprises Holdings' overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Clal Insurance Enterprises Holdings (XTAE:CLIS), the current EV-to-FCF is 20.14 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Clal Insurance Enterprises Holdings (XTAE:CLIS) Overvalued in 2026?

Based on GuruFocus' analysis, Clal Insurance Enterprises Holdings stock appears to be overvalued. The current stock price of ₪279.90 is trading 126.4% above its estimated GF Value™ of ₪123.62. GuruFocus considers Clal Insurance Enterprises Holdings to be Significantly Overvalued.

Key valuation signals for XTAE:CLIS:

  • EV-to-FCF: 20.14 (6613% above median its 10-year median of 0.30)
  • GF Value™: ₪123.62 vs. price of ₪279.90 (126.4% above fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 115.6% above the Insurance median (#298 of 392)

No single metric tells the full story. See the XTAE:CLIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Clal Insurance Enterprises Holdings Business Description

Address 36 Raul Wallenberg Road, Kiryat Atidim, Tower 8, Tel Aviv, ISR, 6136902
Clal Insurance Enterprises Holdings Ltd is an insurance company, part of IDB Group, a conglomerate from Israel. Its lines of business are Nonlife insurance, Health insurance, Pensions, and provident funds for private and corporate clients. Clal insurance divisions are nonlife insurance, long-term savings, and health. The nonlife insurance division offers automotive, property, personal accidents, guarantees, liability, and marine insurance, among others. The life insurance and long-term savings division manages long-term assets, such as life insurance, pensions, and funds. The health insurance division consists of health insurance products, such as local and overseas surgeries, transplants, medications, critical illness, long-term care, and accidents. The company's main market is Israel.
73GF Score

Get the complete analysis for XTAE:CLIS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪279.90
Price
₪123.62
GF Value